National Preparedness Month – Document and Insure Your Property

One great way to get prepared is to document your property! Take pictures and videos and make sure you share them with your insurance agent. Some items need to be scheduled or listed on your insurance policy. Make sure that you tell your agent about jewelry, coin or weapon collections. Click here for ways to…

Hurricane Storm Terminology – Know the Terms!

Keep these terms in mind so you know when to start preparations for incoming weather. Tropical Cyclone: A warm-core, non-frontal, synoptic-scale cyclone, originating over tropical or subtropical waters, with organized deep convection and a closed surface wind circulation about a well-defined center. Once formed, a tropical cyclone is maintained by the extraction of heat energy…

$50 Ticket – If you don’t show your auto insurance card!

Maryland will require each vehicle to carry an insurance identification card starting October 1, 2017. If you keep your id card in your personal device – the electronic version will work. I immediately downloaded my id card in to my cell phone. Then I thought for a minute. Realized, on occasion I may let my…

Who Needs Key Person Disability Coverage?

Your company may take out key person coverage on you if you fall within the top 20 percent of the company in terms of salary. Of course, before your company takes out a policy, you must consent to the coverage. If you fall into any of the descriptions listed below, you may want to bring…

Tired at Work?

We all get tired at work; it’s a fact of life. But fatigue during the day does more than cause some head bobbing. It affects how workers feel, how productive they are, and how safe they are. The results may be small—attention spans that are compromise—or big, including accidents that cause injury. There are a…

Road Rage by the Numbers

A study released by the American Automobile Association (AAA) Foundation for Traffic Safety found that 78 percent of drivers experienced significant anger, aggression or road rage behind the wheel at least once in the past year. The study—based on a survey of 2,705 licensed drivers—estimated that a large portion of motorists engaged in a variety…