October 2024 marks the 21st Cybersecurity Awareness Month, and this year’s theme is “Secure Our World.” This month serves as a reminder that businesses must stay cybersecure to safeguard company data, protect customers’ personal information and ensure employee privacy. Here are four strategies from the Cybersecurity and Infrastructure Security Agency (CISA) and the National Cybersecurity…
When organizations face large-scale disasters or other unexpected losses, ensuring business continuity is often a top priority. Yet, various losses may make it challenging for organizations to avoid operational disruptions or temporary shutdowns. In these instances, even brief closures can carry costly consequences. Fortunately, that’s where business interruption (BI) insurance can help. BI insurance can…
Tailgating and piggybacking are low-tech tactics used by malicious actors to enter secure areas. They occur when an unauthorized person gains physical access to a location with sensitive information or vulnerable IT equipment. These intrusions can have significant financial and reputational impacts on businesses, so it is essential for companies to take measures to prevent…
Phishing is a cyberattack technique that utilizes deceptive emails or other electronic communication to manipulate recipients into sharing sensitive information, clicking on malicious links or opening harmful attachments. Emails are a top delivery method for phishing attempts, but cybercriminals may also use text messages, social media messages, fake or misleading websites, voicemails or even live…
Where was the last public place you visited that had Wi-Fi? These days, nearly every coffee shop, library, airport and hotel offers a way to access the internet from your cell phone or other mobile device. That means the information you have on your phone could be available to hackers in the area – unless…
Evolving technology, increasing threat vectors and growing attacker sophistication has continued to drive up both the frequency and severity of cyber incidents, resulting in an ongoing rise in cyber insurance claims and subsequent underwriting losses. Amid these market conditions, most policyholders experienced higher cyber insurance rates throughout 2022. In addition to elevated premiums, insureds have…
Those who run restaurants are often some of the most passionate business owners, investing time and money to deliver a high-quality experience to their customers. However, the hospitality industry can be unforgiving, and it’s a constant challenge for owners to deliver exceptional food and service while maintaining profitability. These challenges are magnified when you consider…
Small businesses have faced unprecedented challenges over the last few years. Many are hoping for a calmer 2023, but a possible recession, record high inflation and labor shortages may make that unlikely. Being aware of the small business trends for 2023 can help organizations successfully meet their challenges and find opportunities for growth. Here are…
October is National Cybersecurity Awareness Month. During this annual event, government and industry leaders come together to raise awareness about the importance of cybersecurity. This year’s theme, “See Yourself in Cyber,” was selected to demonstrate that while cybersecurity may seem like a complex subject, ultimately, it’s really all about people. It’s crucial for businesses to…
CLOCKING IN AT HOME COMES WITH RESPONSIBILITY The Office. Wow, how this has changed during the last two years, with more companies offering hybrid work environments or moving from a brick-and-mortar office base to one that’s home based. Let’s face it, many of us were not set up to conduct business from home, and there…
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You are about the leave our site and submit the information to pay your bill. A licensed agent from our team will need to process your payment to make it official – we cannot bind coverage via web request. Let us get to work for you. Want to talk? Call us. 410-213-5600
Client Support Team
SCD Intermediaries
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