5 Key Takeaways From Ponemon’s 2016 Cost of Data Breach Study

According to the 2016 Cost of Data Breach Study from the Ponemon Institute, the average total cost of a data breach for a U.S. company is now $7 million. There are a number of key takeaways from this report: The average cost of a data breach hasn’t fluctuated much in recent years. While this year’s…

IRS TO ACCEPT ACA FILINGS AFTER JUNE 30 DEADLINE

The IRS has announced that electronic Affordable Care Act (ACA) information returns may continue to be filed after the filing deadline, which was June 30, 2016. These returns are required under Internal Revenue Code (Code) Sections 6055 and 6056, which were created by the ACA. Certain employers must file their returns electronically through the ACA…

Tips for servers of alcoholic beverages

Preventing violence due to unnecessary overdrinking is part of your job. To keep patrons safe while they enjoy themselves, you must be able to recognize the signs of intoxication and know how to intervene with intoxicated patrons to avoid a potentially dangerous situation. Signs of Intoxication While alcohol affects everyone differently, some common signs of…

Commercial Drone Use – New Regulations

Commercial use of unmanned aerial vehicles (drones) are now being allowed but the rules are pretty stringent. What I thought was interesting: 1. They call the operators – pilots. 2. A pilot must be 16 3. A pilot must have a remote pilot certificate – or be supervised by someone with a remote pilot certificate…

FDA Moves to Regulate the Sale of E-cigarettes

When electronic cigarettes, or e-cigarettes, first entered the market, there were few rules regulating who they could be sold to and what warnings (if any) they must carry. In recent years, concerns about the safety of e-cigarettes has grown and many have criticized e-cigarette manufacturers for targeting teenagers with candy-like flavors like cookies and cream,…

How to Make Sure Your Office is Hurricane Ready

Reading a protection blog, even when well written and with convenient bullet points, gets boring after awhile. Thanks to Quill.com who shared this great graphic with us. We want to bring you protection information in the most fun, colorful and most appropriate way for you to read. Our office is prepared, is yours? Do you…

Transportation Insurance Trends

Most commercial lines insurance remains very competitive in the current economic climate. This is favorable to the insureds. The commercial auto industry is unique as rates continue to increase for these businesses. In this article from National Underwriter, Craig Dancer, a transportation practice leader for Marsh says, “Trucking is seeing particularly severe tightening in the…

Fireworks Extravaganza 2016

I love the 4th of July. I love a professional fireworks displays on a warm night. I am also pleasently surprised by the professional displays that are hosted by small towns on the Eastern Shore. Here in Willards, MD we are lucky that they host a great show on Sunday, July 3rd. Rain date is…