The Maryland LAC represents community associations in lobbying the Maryland legislature on all issues that could impact community and condominium associations.
In recent years, this diverse group of homeowner leaders, community managers, and representatives from community association business partners has helped implement several changes for communities and condominium insurance requirements.
It is expected in 2026 that a bill impacting condominiums and insurance will be pursued by the Maryland LAC:
- Increasing the allowable deductible billed to a unit owner of origin from $10,000 to $25,000.
- Amending current language to pass through the total amount of damage that originates in a unit, up to the association’s deductible (not to exceed $25,000), rather than the deductible itself. (Damage under the deductible would be the responsibility of the unit owner.)
- Requiring all condominium unit owners to purchase condominium unit owner insurance policies referred to as an HO-6.
In prior years, legislative issues have been reviewed by the LAC such as elections, reserve requirements and funding, and manager licensing.
Want to learn more?
The Community Associations Institute Maryland Legislative Action Committee (MD LAC) is hosting a free webinar on important legislative issues on Wednesday, January 7 at 10am. This webinar is a preview of the upcoming 2026 Maryland General Assembly and MD LAC’s priorities for when the General Assembly convenes on January 14. Webinar Registration – Zoom
