The end of the 43-day federal government shutdown also saw the temporary reauthorization of the National Flood Insurance Program (NFIP) through Jan. 30, 2026, which had lapsed as of Oct. 1 and left the program unable to sell or renew flood policies. The federal spending bill (H.R. 5731) retroactively reauthorized the NFIP to Oct. 1,…
Employee handbooks serve as a foundational tool for shaping workplace culture, guiding employee behavior and safeguarding organizations against legal exposure. Yet too often, employers overlook the importance of keeping employment policies current. When employee handbooks are not regularly reviewed and updated, organizations can face increased exposure to legal risks and liabilities. In today’s rapidly evolving…
Operation Safe Driver Week Results Operation Safe Driver Week—an annual campaign conducted by the Commercial Vehicle Safety Alliance (CVSA)—took place from July 13-19, 2025. This year’s focus was on reckless, careless and dangerous driving. During the weeklong initiative, law enforcement officers in Canada and the United States stopped 8,739 passenger vehicles and commercial motor vehicle…
Deeley Insurance Group, Delmarva’s oldest family-owned, independent insurance agency, is delighted to announce the appointment of Jayme Hayes as our new Vice President. Hayes brings over 20 years of regional business leadership experience and will be instrumental in directing our agency’s growth and client service initiatives. In her new role, Hayes will guide Deeley’s business…
If Congress allows a shutdown that lapses National Flood Insurance Program (NFIP) authorization, the program would stop issuing new policies and would not process renewals or endorsements until reauthorization, while existing policies remain valid until their scheduled expiration. What Stops and What Continues Stopped: New NFIP policies, policy renewals, endorsements, and increases in coverage would…
September was Suicide Prevention Month, but the topic is critical, and merits ongoing discussion. The Construction industry experiences a higher-than-average rate of suicide, and has developed its own internal groups to promote awareness and prevention. Get involved and discover resources to share with your team at these sites: Construction Industry Alliance for Suicide Prevention (CIASP)…
Every October, Cybersecurity Awareness Month teaches people simple ways to protect themselves online. This year’s theme, Stay Safe Online, is all about the simple ways to protect yourself, your family and your business from online threats. Small actions can make a big difference. That’s why we’re focusing on the Core 4. Four easy steps anyone…
Why Your Personal Auto Policy Might Not Be Enough If you use your personal vehicle to deliver food, groceries, or goods, your standard car insurance likely won’t cover you while you’re on the job. This is because most personal auto policies exclude accidents that occur during work-related activities. Without the right coverage, a single incident…
Job abandonment generally occurs when an employee fails to report to work for an extended period without notice to an employer. Ghosting most often refers to when job candidates drop out of the hiring process without warning; fail to show up for interviews; or even accept job offers, only to disappear before their start dates.…
Your personal characteristics and decisions influence how your insurance rates are determined. While you can’t control every risk factor, knowing what information insurers consider when setting premiums is a good step toward making choices that may positively influence your rates. Home Insurance Insurers look at property details and personal behavior when pricing home insurance policies.…
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Deeley Insurance Group
You are about the leave our site and submit the information to pay your bill. A licensed agent from our team will need to process your payment to make it official – we cannot bind coverage via web request. Let us get to work for you. Want to talk? Call us. 410-213-5600
Client Support Team
SCD Intermediaries
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