Know Your Stuff!

Have you performed a home inventory? Keeping a list of your personal property with videos and pictures is recommended to all homeowners when buying insurance. It makes the claims process go more quickly. Did you make the list? I’ve checked our office of insurance agents and about 10% of them have an inventory of what…

Cyber Extortion – what can you do?

The screen goes black. Then the popup message shows up. Hackers have your data and your system and you can't get back in without paying a ransom? It happens and with the speed and determination of cyber criminals – hackers – it is going to happen more and more. What can your business do to…

Chesapeake Employers to Alter Rate Structure in 2020

Chesapeake Employers carries workers compensation coverage for many of our insureds and other businesses in Maryland. Due to a court ruling the carrier will have to change the rate structure. Chesapeake Employers will be changing the rating method and complying with a national rating method imposed by the National Council on Compensation Insurance (NCCI). This…

Counterfeit Money? How would you know?

The Ocean City Police Department has warned businesses of counterfeit currency. The $50 and $100 bill have been passed as counterfeit. Businesses are urged at all times to closely examine currency. It appears the counterfeit pens that may businesses have relied on previously are giving some false results. The Federal Reserve Board offers these tips…

New Pool Regulations In Maryland

The Maryland Department of Health and Mental Hygiene has been busy revamping the rules and regulations associated with swimming pools and spas. The new regulations have been open to comment for approximately a year. The final comments are coming in now. It is a bold endeavor to get the locally run health departments to have…

5 Tips for Using Cloud Services to Keep Your Private Information Safe

Storing documents, photos and data in cloud storage can be very convenient. Some people feel it’s much easier to have everything in one place instead of carrying around flash drives or discs that contain your data. But recent events in the media may have you doubting whether the private information you keep in cloud storage…

Document your Property & Belongings

In almost every blog I read about protecting your belongings, one common thread appears over and over. Document your possessions with photo and videos. This is supposed to help a claims adjustor replace your lost items. It is recommended by every insurance agent – at all times. Home or business common sense says – take…