Change Dropbox Password Now!

Do you use Dropbox? And what are you storing there? Journalists at Motherboard reported that they obtained documents which show that more than 68 million users were affected by the data breach at Dropbox—one of the world’s largest file-hosting companies. The information contained in the documents has since been identified as authentic by officials at…

Educate Your Employees During National Cyber Security Awareness Month

This October is Cyber Security Awareness Month, an event co-sponsored by the Department of Homeland Security (DHS) and the National Cyber Security Alliance (NCSA) in order to raise awareness of the importance of cyber security issues. While the event is designed to highlight some of the nation’s cyber security precautions, as well as how to…

Hurricane Storm Terminology – Know the Terms!

Keep these terms in mind so you know when to start preparations for incoming weather. Tropical Cyclone: A warm-core, non-frontal, synoptic-scale cyclone, originating over tropical or subtropical waters, with organized deep convection and a closed surface wind circulation about a well-defined center. Once formed, a tropical cyclone is maintained by the extraction of heat energy…

Moving forward … the Gary Waldych legend

It is official – Gary Waldych is leaving the insurance world… and he will be missed. So where is life going to take him? Concerned he would be less than forthcoming with his personal adventures, I decided to make some up and get him thinking: Trip to Space African Safari Sail the 7 Seas When…

Bethany Miller Named 2016 Outstanding CSR of the Year in Maryland

The National Alliance for Insurance Education & Research has announced that Bethany Miller is the 2016 Outstanding CSR of the Year recipient for the state of Maryland. To qualify for this top state honor, Bethany Miller submitted the winning essay on the topic, “Many in our industry came into insurance by chance, but have built…

Who Needs Key Person Disability Coverage?

Your company may take out key person coverage on you if you fall within the top 20 percent of the company in terms of salary. Of course, before your company takes out a policy, you must consent to the coverage. If you fall into any of the descriptions listed below, you may want to bring…

Tips for servers of alcoholic beverages

Preventing violence due to unnecessary overdrinking is part of your job. To keep patrons safe while they enjoy themselves, you must be able to recognize the signs of intoxication and know how to intervene with intoxicated patrons to avoid a potentially dangerous situation. Signs of Intoxication While alcohol affects everyone differently, some common signs of…

Commercial Drone Use – New Regulations

Commercial use of unmanned aerial vehicles (drones) are now being allowed but the rules are pretty stringent. What I thought was interesting: 1. They call the operators – pilots. 2. A pilot must be 16 3. A pilot must have a remote pilot certificate – or be supervised by someone with a remote pilot certificate…

ACA’s Affordability Contribution Percentage Increased for 2017

The Affordable Care Act came out and you checked in and made sure you were compliant. However, as things change, you may need to check again. On April 12, 2016, the Internal Revenue Service (IRS) released new guidance on the percentages used to determine what is considered “affordable” health coverage.Under the Affordable Care Act (ACA),…