It is official – Gary Waldych is leaving the insurance world… and he will be missed. So where is life going to take him? Concerned he would be less than forthcoming with his personal adventures, I decided to make some up and get him thinking: Trip to Space African Safari Sail the 7 Seas When…
Your company may take out key person coverage on you if you fall within the top 20 percent of the company in terms of salary. Of course, before your company takes out a policy, you must consent to the coverage. If you fall into any of the descriptions listed below, you may want to bring…
We all get tired at work; it’s a fact of life. But fatigue during the day does more than cause some head bobbing. It affects how workers feel, how productive they are, and how safe they are. The results may be small—attention spans that are compromise—or big, including accidents that cause injury. There are a…
On May 12, 2016, the Occupational Safety and Health Administration (OSHA) issued a final rule requiring certain employers to electronically submit data from their work-related injury records to OSHA. OSHA also indicated its intention to publish this employer information on a public website. Fearing that the publicity of workplace injury and illnesses would motivate employers…
In a ruling that appears to declare password sharing a federal crime, the 9th U.S. Circuit Court of Appeals recently upheld the conviction of a man who used a borrowed password to gain access to his former employer’s database. The case involved a man named David Nosal, a former employee of Korn/Ferry International, a research…
According to the 2016 Cost of Data Breach Study from the Ponemon Institute, the average total cost of a data breach for a U.S. company is now $7 million. There are a number of key takeaways from this report: The average cost of a data breach hasn’t fluctuated much in recent years. While this year’s…
The IRS has announced that electronic Affordable Care Act (ACA) information returns may continue to be filed after the filing deadline, which was June 30, 2016. These returns are required under Internal Revenue Code (Code) Sections 6055 and 6056, which were created by the ACA. Certain employers must file their returns electronically through the ACA…
Commercial use of unmanned aerial vehicles (drones) are now being allowed but the rules are pretty stringent. What I thought was interesting: 1. They call the operators – pilots. 2. A pilot must be 16 3. A pilot must have a remote pilot certificate – or be supervised by someone with a remote pilot certificate…
The Affordable Care Act came out and you checked in and made sure you were compliant. However, as things change, you may need to check again. On April 12, 2016, the Internal Revenue Service (IRS) released new guidance on the percentages used to determine what is considered “affordable” health coverage.Under the Affordable Care Act (ACA),…
Download this excel sheet and you can determine the effect of the new rule on your business. Thanks for reading.
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You are about the leave our site and submit the information to pay your bill. A licensed agent from our team will need to process your payment to make it official – we cannot bind coverage via web request. Let us get to work for you. Want to talk? Call us. 410-213-5600
Client Support Team
SCD Intermediaries
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