ELD Transition Guidance

The FMCSA published this chart and an accompanying “frequently asked questions” reference to facilitate compliance with the ELD final rule. The document also provides information regarding a 90-day temporary waiver from the ELD requirement for transporters of agricultural commodities, formal guidance specifically pertaining to the existing Hours-of-Service exemption for the agricultural industry, and guidance on…

Named Storm Deductibles

The heavy rainfall, high wind and storm surges associated with hurricanes and other intense storms can devastate any business, even those located hundreds of miles off a coast. Because these storms have the potential to cause tens of billions of dollars in damage, insurance providers generally use special, “named storm deductibles,” to provide coverage in…

Firework Safety

Every July 4th, thousands of people, very often children and teens, are injured while using fireworks. Despite the dangers, few people understand the associated risks – devastating burns, other injuries, fires, and even death. According to the NFPA (National Fire Protection Association), · Fireworks start an average of 18,500 fires per year, including 1,300 structure…

CARS 3: Auto Insurance versus Life Insurance

At times, insurance agents will get together and talk about the best way to get a client covered. Even I was a little surprised when my 11 year old niece asked me the following insurance question: “If you were going to insure one of the CARs from the CARS movie – would you sell them…

Memorial Day Safe Travel Tips

Traditionally, Memorial Day Weekend is the official start of the summer travel season. Unfortunately, it’s also become known as one of the busiest, and deadliest, weekends for travel. Numerous studies show that traffic violations and fatalities increase around Memorial Day. Here are a few tips to make your holiday travel easier, and safer. By Air…