These Insurance Resolutions will help you start the New Year smarter and safer!
Check in with Life Changes
New house? New spouse? New baby? New teen driver on your policy? Let us know!
Consider Your Holiday Goodies
If you purchased or received new valuables – a new vehicle, jewelry, coat, art or collectibles – reach out to us to Be Sure they’re properly protected.
Check your Home’s Value
To Be Sure you have the correct coverage limits for your Homeowner’s insurance, you need to know what it would cost to replace your home in the event of a major peril. With economic fluctuations over the past few years, and increases in construction material and labor costs, this figure may have changed substantially without you realizing it. Your home is one of your most valuable assets and it’s crucial that it’s adequately protected. Hiring an appraiser is the best way to assess your home’s replacement cost value.
Make a Home Inventory
Document your personal property by taking lots of photos and do a video walk-through with your phone. Create a spreadsheet with a room-by-room breakdown, including details like purchase date, cost and serial numbers where applicable. It’s best to store all this info digitally in the cloud, so you never misplace it or lose it during a major event like a flood or fire.
Consider Additional Coverage
- The time to think about Flood insurance is long before you need it. This year, Deeley was voted Best Flood Insurance on Delmarva by readers of Metropolitan Magazine.
- Depending on your lifestyle and hobbies, umbrella liability insurance may offer protection you need for improved peace of mind.
- Uninsured Motorist Coverage can protect you if you’re in an accident with a driver who lacks sufficient insurance.
- Cyber insurance can help cover expenses related to data breaches, identity theft and financial losses from cyberattacks. Let’s talk about your specific needs.
Reach out any time!
We’re always interested to hear what’s going on in your world, and an annual policy review is a great way to make sure your policies are keeping up with your life. If you keep us up-to-date, we’ll keep you properly protected! Reach out today to check-in with us! Call or text 410-213-5600.
