The kitchen is the heart of the home, especially at Thanksgiving. From testing family recipes to decorating cakes and cookies, everyone enjoys being part of the preparations. Kids love to be involved, so safety in the kitchen is important, especially with lots of activity and people at home. Follow these tips to keep your family…
The past five years have seen the commercial property insurance market progressively harden, evidenced by consistent rate increases since 2017. However, according to industry data, such rate jumps showed some signs of stagnation in early 2022, with average increases staying within single digits. Going into 2023, rates are still on the rise. Some insureds are…
Regardless of company size or industry, employers are struggling to attract and retain quality workers. With the construction industry expected to continue to grow in 2022 and beyond, construction companies and contractors face a labor shortage and struggle to find workers to meet industry demands. This article highlights new employment research, outlines factors contributing to…
Community associations simply can’t function without volunteers. Board members and committee members play a critical role in making community associations vibrant and attractive places to live. Finding, motivating, directing, and creating long-term volunteer partnerships, however, can be challenging. Yolanda M. Wilson, manager of neighborhood vitality in the City of Mesquite, Texas, creates engagement opportunities and…
The Commercial Vehicle Safety Alliance (CVSA) is launching a new annual human trafficking awareness initiative in the United States and Canada. The U.S. Human Trafficking Awareness Day will run from Jan. 11-13, 2022. The initiative is used as an outreach effort to spread awareness and educate commercial motor vehicle (CMV) drivers, motor carriers, law enforcement…
Working from home? There’s a lot to think about! Each year, the second full week of January is designated as Home Office Safety and Security Week. If you work from home, even just from time to time, there are several security measures you should consider implementing to help you Be Sure. Securing Your Home Office…
A New Year’s resolution to regularly back up your computer helps keep your valuable data safe and brings you peace of mind all year long. These days, so much of our lives are on our computers – term papers, tax documents, family photos, favorite songs. That can leave a lot of information at risk, unless you…
This year, be prepared for whatever comes your way. These practical emergency preparedness tips will help you troubleshoot tricky situations before they happen. So when a problem arises, you and your family will already have a plan, and some peace of mind. Planning Ahead Make an emergency plan: choose a safe place to meet, learn evacuation…
Winter can be a beautiful time of year, but winter weather can wreak havoc on your home. Colder temperatures, ice, and snow can cause ice dams, slips and falls, and other unpleasant winter-related issues. Properly maintaining your home may aid in keeping common home problems at bay this winter. Use these 10 tips to help…
Reserve Fund Studies are recommended as Best Practices for HOA and Community Associations. These studies list the association-owned and maintained property and assign an expected useful life and a probable cost to replace. These studies can also break down how much money an association needs to set aside on a yearly basis so that large…
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You are about the leave our site and submit the information to pay your bill. A licensed agent from our team will need to process your payment to make it official – we cannot bind coverage via web request. Let us get to work for you. Want to talk? Call us. 410-213-5600
Client Support Team
SCD Intermediaries
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