Hurricane Storm Terminology – Know the Terms!

Keep these terms in mind so you know when to start preparations for incoming weather. Tropical Cyclone: A warm-core, non-frontal, synoptic-scale cyclone, originating over tropical or subtropical waters, with organized deep convection and a closed surface wind circulation about a well-defined center. Once formed, a tropical cyclone is maintained by the extraction of heat energy…

Moving forward … the Gary Waldych legend

It is official – Gary Waldych is leaving the insurance world… and he will be missed. So where is life going to take him? Concerned he would be less than forthcoming with his personal adventures, I decided to make some up and get him thinking: Trip to Space African Safari Sail the 7 Seas When…

$50 Ticket – If you don’t show your auto insurance card!

Maryland will require each vehicle to carry an insurance identification card starting October 1, 2017. If you keep your id card in your personal device – the electronic version will work. I immediately downloaded my id card in to my cell phone. Then I thought for a minute. Realized, on occasion I may let my…

Who Needs Key Person Disability Coverage?

Your company may take out key person coverage on you if you fall within the top 20 percent of the company in terms of salary. Of course, before your company takes out a policy, you must consent to the coverage. If you fall into any of the descriptions listed below, you may want to bring…

OSHA’s Anti-retaliation Rules to Take Effect Nov. 1

On May 12, 2016, the Occupational Safety and Health Administration (OSHA) issued a final rule requiring certain employers to electronically submit data from their work-related injury records to OSHA. OSHA also indicated its intention to publish this employer information on a public website. Fearing that the publicity of workplace injury and illnesses would motivate employers…

Road Rage by the Numbers

A study released by the American Automobile Association (AAA) Foundation for Traffic Safety found that 78 percent of drivers experienced significant anger, aggression or road rage behind the wheel at least once in the past year. The study—based on a survey of 2,705 licensed drivers—estimated that a large portion of motorists engaged in a variety…