Small Business Trends for 2023

Small businesses have faced unprecedented challenges over the last few years. Many are hoping for a calmer 2023, but a possible recession, record high inflation and labor shortages may make that unlikely. Being aware of the small business trends for 2023 can help organizations successfully meet their challenges and find opportunities for growth. Here are…

2023 Commercial Property Insurance Market Outlook

The past five years have seen the commercial property insurance market progressively harden, evidenced by consistent rate increases since 2017. However, according to industry data, such rate jumps showed some signs of stagnation in early 2022, with average increases staying within single digits. Going into 2023, rates are still on the rise. Some insureds are…

General Liability Exposures Every Organization Should Know

Almost every organization faces commercial liability exposures. A commercial liability loss exposure is a condition or situation that presents the possibility of an organization becoming legally and financially responsible for injury, harm or damage to another party. These exposures stem from the kind of work an organization performs and where that work is executed. They…

Deeley Wins Coastal Style and Metropolitan Magazine Awards

Thank You! Thank You! The 2022 votes are in, and we’re excited to share that readers of Coastal Style Magazine voted Deeley Insurance Group Best Insurance Agency in Worcester County, and voted our President Laura Deeley Bren Best Insurance Agent in Worcester County. Readers of Salisbury’s Metropolitan Magazine also voted Deeley Insurance Group Best Insurance…

Employers Now Required to Justify COVID-19 Testing, According to EEOC

In an update to its technical assistance manual, the U.S. Equal Employment Opportunity Commission (EEOC) recently announced that employers must now justify mandatory COVID-19 testing for their workers. Going forward, employers must “assess whether current pandemic circumstances and individual workplace circumstances justify viral testing of employees to prevent workplace transmission of COVID-19.” Previously, the EEOC…

Questions Boards Should Ask About Cybersecurity

Board members of both public and private companies have a fiduciary responsibility to establish and oversee business policies that drive a company’s financial growth and performance, including how their organization manages cybersecurity threats. Not only can a company be put at risk by cybersecurity breaches, but a director can also be held personally liable in…

Maryland Strengthens Laws Against Discrimination

Maryland has recently enacted three new laws aimed at strengthening and clarifying the state’s existing protections against employment discrimination and workplace harassment. All three laws amend the Maryland Fair Employment Practices Act (MFEPA), which applies to employers with 15 or more employees, and go into effect on Oct. 1, 2022. Reasonable Accommodations for Applicants The…