COVID-19 has pushed us – everyone, everywhere out of our comfort zones. We are facing unprecedented challenges in our personal and professional lives, working from home with our routines in disarray. We are in an uncertain time, and it is natural to be worried. But while we are most vulnerable, cyber criminals are stepping up…
It’s always the right time for smart money advice like these conservation tips from small business expert Gene Marks, author, CPA and owner of The Marks Group, a technology and financial consulting firm near Philadelphia. Talk to your Bank. My company uses a large, multi-national bank. Like many other banks, big and small, mine has…
The National Council on Compensation Insurance (NCCI) is an organization whose mission is to foster a healthy workers compensation system. This week, they announced several updates related to COVID-19 and its impact on the workers compensation industry. Below are several updates that may be of interest to you. For more details, please visit the NCCI…
Information posted as of April 24, 2020. On April 23, 2020, the Equal Employment Opportunity Commission (EEOC) issued additional answers to frequently asked questions (FAQs) about how employers should comply with the Americans with Disabilities Act (ADA) while also observing all applicable emergency workplace safety guidelines during the coronavirus pandemic. The new FAQs were added…
Many businesses across the country have applied for and received funding via the Paycheck Protection Program (PPP) – the federal small business loan program designed to incentivize business owners to keep employees on their payroll. While the second wave of funding began this week, many businesses find themselves in the midst of their 8 week…
Has your business been impacted by coronavirus? We encourage you to contact your local Chamber of Commerce offices for assistance in applying for economic aid through the SBA. The chamber office is able to collect names of businesses that have experienced a substantial negative impact due to the COVID-19 pandemic. State Information: Maryland Coronavirus Information…
As the number of reported cases of the novel coronavirus (COVID-19) continues to rise, employers are increasingly confronted with the possibility of an outbreak in the workplace. Employers are obligated to maintain a safe and healthy work environment for their employees, but are also subject to a number of legal requirements protecting workers. For example,…
Liability Concerns COVID-19 raises a number of liability concerns, particularly if guests, customers or employees allege they became sick due to a business’s negligence. When it comes to these concerns, it’s important to take the following insurance considerations into account: General Liability Insurance—General liability insurance, sometimes referred to as commercial liability insurance, protects your business…
Workers’ Compensation Insurance In instances where an employee believes they contracted COVID-19 at work, a number of workers’ compensation considerations come into play. As with many topics in workers’ compensation, the answer is, “it depends”—the specific facts of a claim, as well as jurisdictional statues, determine compensability. As the situation in the United States evolves,…
Business Interruptions As many operations close due to COVID-19 fears, there’s a growing question of whether or not business interruption insurance can help policyholders make up for lost revenue. Business Interruption coverage is typically triggered under a commercial insurance policy when a covered risk/peril causes physical damage to the insured premises resulting in the need…
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You are about the leave our site and submit the information to pay your bill. A licensed agent from our team will need to process your payment to make it official – we cannot bind coverage via web request. Let us get to work for you. Want to talk? Call us. 410-213-5600
Client Support Team
SCD Intermediaries
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