Male hand holding smartphone. Businessman using laptop computer and digital tablet while working in the cafe.

Differences Between Traditional and Cyber Business Interruption Policies

When organizations face large-scale disasters or other unexpected losses, ensuring business continuity is often a top priority. Yet, various losses may make it challenging for organizations to avoid operational disruptions or temporary shutdowns. In these instances, even brief closures can carry costly consequences. Fortunately, that’s where business interruption (BI) insurance can help. BI insurance can…

Restaurant kitchen staff

Cheating on Employee Drug Tests Hits All-Time High

Employees tried to cheat on workplace drug tests six times more often in 2023 than they did in 2022, but even the cheating couldn’t lower detected use from the highest level of the last 20 years, according to the testing service Quest Diagnostics. The percentage of tested workers found to be using drugs remained at…

Construction professional working ourdoors in the summer heat

Heat Illness Safety Tips

2023 was the hottest summer on record around the globe, and the National Oceanic and Atmospheric Administration’s (NOAA) latest projections give 2024 a 61% chance of beating 2023 as the warmest year on record. Already this summer, the Mid-Atlantic region has experienced several days where the heat index reached or exceeded 110 degrees — dangerously…

A businesswoman confidently presents data, engaging with diverse colleagues during a team meeting in a well-lit office space.

The Value of Employment Practices Liability Insurance

In today’s increasingly litigious society, stakeholders are holding organizations more accountable for their poor decisions and wrongdoings, whether actual or alleged. When these incidents involve certain employment actions or contribute to a hostile work environment, they may result in costly lawsuits, ultimately leaving impacted organizations with significant legal expenses. Fortunately, that’s where employment practices liability…

A truck with a tilt semi-trailer carries cargo under a bridge against the backdrop of sunset

Best Practices for Combating Trucking Bottlenecks

Road congestion repeatedly reigns as one of the biggest challenges facing the trucking industry, causing major operational delays and supply chain complications each year. According to the American Transportation Research Institute (ATRI), such congestion—also known as bottlenecks in the trucking sector—has been on the rise over the past decade, largely due to an increase in…

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Addressing Small Business Talent Challenges

Employers of all sizes continue to face attraction and retention challenges. Successful efforts to win over workers can require significant time and carry high costs, but failing to attract talent or losing existing employees is particularly costly for small businesses. Unfortunately, small businesses often don’t have the excess resources to invest in attraction and retention…