As summer ends and outdoor temperatures begin to drop, it’s important for construction employers to find ways to keep the job site warm. Doing so can offer a variety of benefits, such as ensuring employee comfort, preventing frozen pipe concerns and permitting construction materials and equipment to function appropriately in cold weather. Temporary heaters are…
Like most small business owners, you’re used to handling all business activities yourself. This includes all HR tasks. In fact, 54% of small businesses handle HR in house. But owners usually give HR work to staff with little practice managing employees. According to one survey, 81% of those employees aren’t confident in their HR skills. And…
Fall signals a natural time of transition. Fall is also a great time to get maintenance tasks done if you live in an area where cooler weather is right around the corner. Care for your home this upcoming season by maintaining your home with the following tips: Clean gutters and downspouts. Clear leaves and debris…
Recent guidance released by the Commercial Vehicle Safety Alliance (CVSA) clarifies the electronic documents that can be presented during roadside inspections. In many cases, electronic documents required by Federal Motor Carrier Safety Regulations (FMCSRs) are acceptable during roadside inspections and compliance reviews. However, there are some exceptions to this rule, and various documents must be…
Using preliminary data, the Occupational Safety and Health Administration (OSHA) recently revealed its top 10 most frequently cited standards in the 2021 fiscal year. This information is valuable for businesses of all kinds as it helps them identify common exposures that affect their workforce and gives them the information they need to plan their compliance…
As fall and winter bring colder temperatures, the warm interior of your home can provide shelter, breeding spaces and access to nourishment for household pests. Any pest invasion—flies, rodents, squirrels, wasps, ants and various bugs—can cause property damage as well as health and safety hazards for any homeowner. Keep the following tips in mind when…
Operation Safe Driver Week—an annual campaign conducted by the Commercial Vehicle Safety Alliance (CVSA)— took place from July 11-17, 2021. This year’s focus was on speeding. During the week-long initiative, law enforcement officers across North America stopped 46,058 passenger vehicles and commercial motor vehicle (CMV) drivers engaging in dangerous driving behaviors. The Purpose of Operation…
Strong, Responsible Organizations Protect Their Leaders With D&O Coverage BY: Client Advisor Megan Muller, CIC When you volunteer on a board, you’re donating your time, experience, and energy to an organization you care about, and you’re focused on how you can contribute to the group. But before you jump ‘on board,’ there are important liability…
October is National Cybersecurity Awareness Month. During this annual event, government and industry leaders come together to raise awareness about the importance of cybersecurity. This year’s theme is “Do Your Part. #BeCyberSmart.” This theme was selected to empower both individuals and organizations to take ownership of their unique role in promoting cybersecurity, with the key…
What do printer ink, client lunches and shipping costs all have in common? They’re business expenses—the costs incurred while operating your business. And, as long as you run a for-profit company, you can deduct many of these expenses from your taxable income to help your business’s finances at tax time. What Are Some Examples of Small Business…
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You are about the leave our site and submit the information to pay your bill. A licensed agent from our team will need to process your payment to make it official – we cannot bind coverage via web request. Let us get to work for you. Want to talk? Call us. 410-213-5600
Client Support Team
SCD Intermediaries
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