Whether due to natural disaster, fire, or another unforeseen event, businesses sometimes must suspend their operations temporarily—for days, weeks or possibly even months. A temporary closure of even a few days can be devastating to a business’s viability, especially if the business doesn’t have a plan for how to deal with it. In fact, according…
As summer temperatures start to rise, so does the risk of your employees experiencing heat-related illness. In fact, recent research from the Occupational Safety and Health Administration (OSHA) found that thousands of employees become ill from work-related heat exposure every year. Despite these numbers, you can help protect your employees from heat-related illness this summer…
Employers are required to report the amount of qualified sick and family leave wages paid to employees under the Families First Coronavirus Response Act (FFCRA) on Form W-2, according to guidance from the IRS and the U.S. Treasury Department. The guidance was provided in Notice 2020-54, issued by the agencies on July 8, 2020. Reporting…
Property damage from severe weather events can add both cost and time to a project. While it’s not possible to fully predict and react in a timely fashion to strong winds and storms, a documented and practiced contingency plan can help contractors prepare for the unexpected. Protect your site and project timeline by evaluating site-specific risks,…
As many organizations are adapting to newly remote teams, leaders are challenged with addressing the challenges of the remote environment. Remote work remains a relevant topic for employers, and it will continue post-coronavirus. Many managers find themselves tasked with effectively leading remote employees and helping their teams adapt to the virtual workplace. Challenges of…
Coastal communities in the U.S. continued to see record-setting high-tide flooding last year, forcing their residents and visitors to deal with flooded shorelines, streets and basements — a trend that is expected to continue into 2021. NOAA’s 2019 State of High-Tide Flooding and 2020 Outlook reports that evidence of a rapid increase in sea level…
Every minute a fire burns it doubles in size. This rapid escalation means that early detection and prompt fire department response are critical to saving lives and property. Check out these tips and suggestions from The Cincinnati Insurance Companies to protect your home and family. Centrally Monitored Fire Alarm System These systems provide you and…
After being quarantined for months, we’re excited to get out, get moving, and enjoy the Summer. While you’re on the go, watch out for these common seasonal risks that often lead to insurance claims. Lawn Mowers Children younger than 16 years old should not operate ride-on mowers. Children younger than 12 years old should not…
What’s new? Starting on October, 1, 2020, the Maryland Condominium Act will allow associations to bill back the Master Policy deductible – up to $10,000 – to the unit owner where the claim originated. Under the current Act, the unit owner could be responsible for a maximum of $5000. What does that mean for your…
After months of self-quarantining with limited access to restaurants, a summertime backyard cookout sounds delicious! But July is the peak month for grill fires, according to the National Fire Protection Association. Gas and charcoal grills cause close to 2,900 structure fires, 5,000 outdoor fires, and result in property loss of nearly $30 million dollars each…
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You are about the leave our site and submit the information to pay your bill. A licensed agent from our team will need to process your payment to make it official – we cannot bind coverage via web request. Let us get to work for you. Want to talk? Call us. 410-213-5600
Client Support Team
SCD Intermediaries
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