Floods are among the most common and costly natural disasters in the United States. Flooding from heavy rain or overflowing waterways can cause severe damage, even outside designated flood zones. So it’s important to understand your risk and prepare your property. Know Your Risk Use these tools to help assess how vulnerable your home may…
Your home’s roof is among its most critical structural components, protecting your family, belongings and the rest of your residence from many possible perils and threats. However, your roof is also inherently exposed, potentially pounded by large hail, powerful winds, torrential rains and falling objects. While your home insurance policy likely includes some form of…
Insurance-to-value (ITV) is the relationship between the amount your home is insured for and what it would actually cost to rebuild or replace it from the ground up. It’s important to know that this isn’t the same as your home’s market value or what you originally paid for it. ITV focuses on reconstruction costs—including materials,…
A common expression references “April showers,” exemplifying the frequency of precipitation and moisture inherent during this time of year. However, while these conditions may help promote blooming flowers and budding trees, they can also promote unwelcome mold growth in your home. Mold can produce allergens, irritants and even toxic substances. Prevent mold growth in your…
CO is produced by the incomplete burning of solid, liquid or gaseous fuels from household items such as furnaces, ranges, water heaters and fireplaces. If these items are used or installed improperly, dangerous levels of CO can escape into the air and cause illness. That’s why it’s crucial to have a CO detection system within…
The weather can change quickly during the spring months, sometimes catching you off guard and posing a serious threat to safety. Make sure you have access to severe weather alerts and know what—and what not—to do if severe weather, such as a hail storm, strikes. If you are outside during a hail storm, seek shelter…
One particularly important aspect of home insurance is what’s known as the 80% rule. This guideline is enforced by home insurance carriers and generally exists to ensure you’re maintaining certain coverage limits relative to the estimated cost of a complete home rebuild. The 80% rule states that your home insurance policy must have coverage limits…
Thank you! Thank you! Thank you! We totally believe our team is THE BEST, but it’s such an honor to hear it from our clients! We’re super proud to announce that readers of Coastal Style Magazine awarded us three “Best Of” honors this year: Deeley Insurance Group is voted “Best Insurance Agency in Worcester County,”…
What We’re Seeing Locally Coastal property is continuing to take increases in property rates, but the increases are trending lower than the 2023 increases. Properties that are claims-free and well-maintained are experiencing between 5-25%. Carriers are offering full coverage limits or additional coverages and lower deductibles for some risks. Wind coverage has been easier to…
The Atlantic Hurricane season runs from June 1 to November 30. It’s time to review your insurance coverages to ensure you’re protected financially against hurricane-related losses. Here are five things to consider: Don’t wait until it’s too late—Check your insurance policies well before the storm to see what is and is not covered. Know your…
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Deeley Insurance Group
You are about the leave our site and submit the information to pay your bill. A licensed agent from our team will need to process your payment to make it official – we cannot bind coverage via web request. Let us get to work for you. Want to talk? Call us. 410-213-5600
Client Support Team
SCD Intermediaries
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