collage of Deeley team photos and 5 BEST OF awards from 2024

Deeley Insurance Group voted THE BEST of 2024!

Thank you! Thank you! Thank you! We totally believe our team is THE BEST, but it’s such an honor to hear it from our clients! We’re super proud to announce that readers of Coastal Style Magazine awarded us three “Best Of” honors this year: Deeley Insurance Group is voted “Best Insurance Agency in Worcester County,”…

Aerial view of Rehoboth Beach, Delaware

Condos & Coastal Property – Mid-Year 2024 Insurance Market Outlook

What We’re Seeing Locally Coastal property is continuing to take increases in property rates, but the increases are trending lower than the 2023 increases. Properties that are claims-free and well-maintained are experiencing between 5-25%. Carriers are offering full coverage limits or additional coverages and lower deductibles for some risks. Wind coverage has been easier to…

A sign directs hurricane evacuees to safety.

5 Things to Know About Updating Your Insurance for Hurricane Season

The Atlantic Hurricane season runs from June 1 to November 30. It’s time to review your insurance coverages to ensure you’re protected financially against hurricane-related losses. Here are five things to consider: Don’t wait until it’s too late—Check your insurance policies well before the storm to see what is and is not covered. Know your…

A man looking at documents pertaining to a house sale agreement. Focus on a model house on top of documents in the foreground, while the man - sitting at a table and studying the agreement papers - is defocused beyond.

Fannie Mae Loan Requirements

What’s happening? Effective 2/7/2024, new guidelines were rolled out regarding condo master insurance policies in relation to conforming loans with Fannie Mae. The Issues Replacement Cost Value The master property insurance policy must provide for claims to be settled on a replacement cost basis. Property insurance policies that provide for claims to be settled on…

Exterior of large two-story brick home with two-car garage. Large blue recycling bins at the roadside and deep blue skies all around.

Tips for Home Insurance Buyers in 2024

While most significant factors, such as weather conditions, climate change and economic inflation, are out of the control of homeowners, policyholders must still consider steps they can take to mitigate rising premiums and find any potential savings that may be available. Retaining adequate insurance protection is vital for financial security, even during difficult times. Consider…

Hurricanes and Your Homeowners Insurance Policy

As a homeowner, it’s essential to understand what types of hurricane damage are covered by your homeowners insurance policy and what additional endorsements or policies you should consider to ensure that you’re adequately protected. Types of Hurricane Damage Covered by Homeowners Insurance Policies Most homeowners insurance policies provide some financial protection against damage caused by…

What If I Make Changes to My Property or Lifestyle?

WHAT IF GOOD STUFF HAPPENS? What If I Want To Rent My Home On Airbnb? Not every insurance provider will offer coverage if you decide to rent out your home or condo unit while you’re not using it. Call your insurance advisor to discuss the details. Short-term rentals might need an endorsement to your current…