Named Storm Deductibles

The heavy rainfall, high wind and storm surges associated with hurricanes and other intense storms can devastate any business, even those located hundreds of miles off a coast. Because these storms have the potential to cause tens of billions of dollars in damage, insurance providers generally use special, “named storm deductibles,” to provide coverage in…

Tornado Preparation

Although Kent Island received heavy damages during the tornado on July 24, 2017 – only one person was injured and not severely. We can be thankful that no lives were lost during this extreme event. It is a good time to remind and teach out children about protecting themselves during a tornado watch and warning.…

Have a Responsible Summer

Photo by Lance Armstrong on Unsplash This Aug. 18 to Sept. 4, law enforcement will be stepping up their “Drive Sober or Get Pulled Over” campaign. This means police officers will be focused on spotting impaired drivers and pulling them over. There were nearly 10,000 people killed in alcohol-impaired motor vehicle crashes in 2014, according…

New Form I-9 Released Use in September

On July 17, 2017, U.S. Citizenship and Immigration Services (USCIS), part of the U.S. Department of Homeland Security, issued an updated version of Form I-9: Employment Eligibility Verification (Form I-9). Under federal law, every employer that recruits, refers for a fee or hires an individual for employment in the United States must complete a Form…

Firework Safety

Every July 4th, thousands of people, very often children and teens, are injured while using fireworks. Despite the dangers, few people understand the associated risks – devastating burns, other injuries, fires, and even death. According to the NFPA (National Fire Protection Association), · Fireworks start an average of 18,500 fires per year, including 1,300 structure…