Some business insurance policies include a coinsurance clause. If your policy includes a coinsurance clause, the amount of insurance you have purchased (the limit of insurance) must equal or exceed a specified percentage of the value of the insured property. For example, if 80% coinsurance applies to your building, the limit of insurance must be…
Companies need safe and working equipment to operate efficiently and generate revenue. In fact, some organizations rely exclusively on a few pieces of equipment to run their entire business. Following a breakdown, major losses can occur, and many organizations turn to equipment breakdown insurance. Equipment breakdown coverage is a form of property insurance designed to…
Most homes and businesses are outfitted with heating, ventilation and air conditioning (HVAC) systems—systems that require the care of specialized technicians for service. As an HVAC contractor, you are tasked with managing a variety of risks every time you perform maintenance or an installation on behalf of your clients. Just one incident involving the use…
Safe + Sound Week is a nationwide event held each August that recognizes the successes of workplace safety and health programs and offers information and ideas on how to keep America’s workers safe. This year’s event runs from August 12th – 18th. Why Participate? Successful safety and health programs can proactively identify and manage workplace…
With so many different types of insurance to choose from, it can be overwhelming to determine what type is best for your small business. Deeley Insurance Group is here to help explain the types of insurance policies available and how they can help protect you, your employees and your business’s bottom line. Commercial Property Insurance…
Drug abuse has changed. The prescription opioid epidemic – overprescribing, misuse, abuse and overdose – is a serious risk to employees and generates substantial costs for employers. It’s time to revisit your policies. Employers can take simple steps to protect themselves and their teams by understanding the impact of prescription opioid use and misuse in…
Your Business Assets are perfectly secured. Be Sure your Personal Assets get the same attention. Your business is a success because you’re monitoring performance, fine-tuning operations, and cultivating talent. You never take your eyes off the ball. The organization you are building is making a difference—it’s something bigger than just you. Do you treat your…
Be Intentional. Find Your Purpose and Build Your Pathway. At Deeley Insurance Group, we’ve been talking a lot about what this means. How do we make intentional decisions? What impact do our choices make on our community, and how can we deepen our connections with our team and our customers by leading with purpose and…
As a small business owner, every decision you make impacts your business, and it can mean the difference between positive profits or a torpedo headed for your bottom line. Studies over the past few years have narrowed the timing around decision-making to an exact science, so now you can arm yourself with the tools you…
Many businesses are not prepared to respond to a man-made or natural disaster. Statistics show that of the businesses that close because of a disaster, at least 1 in 4 never reopens. Small businesses are particularly at risk because typically they only have one location—the one that is damaged or destroyed. That’s why disaster planning…
You are about the leave our site and submit the information to pay your bill. A licensed agent from our team will need to process your payment to make it official – we cannot bind coverage via web request. Let us get to work for you. Want to talk? Call us. 410-213-5600
Client Support Team
Deeley Insurance Group
You are about the leave our site and submit the information to pay your bill. A licensed agent from our team will need to process your payment to make it official – we cannot bind coverage via web request. Let us get to work for you. Want to talk? Call us. 410-213-5600
Client Support Team
SCD Intermediaries
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