Sun exposure can have a profound effect on your skin. From premature skin aging to potentially deadly melanoma, there are more than enough reasons to protect yourself from the sun’s harmful rays. Here are some tips for reducing dangerous sun exposure: Stay out of the sun between 10 a.m. and 4 p.m. when the sun…
Trying to remap a community after FEMA has already remapped it and the city has approved it is a tough endeavor. The Mayor and City Council has agreed to expend $65,000 on a consultant to complete a Letter of Map Revision to bring portions of the town in to a lower risk zone. Several buildings…
Today was take your kid to work day. I had already talked to several groups of our children about some of my responsibilities including the website, facebook, and blogging. I came back from a council meeting in the Town of Ocean City about flood maps and found the above note. And to my adoring reader…
Your vehicle’s safety rating, its total value and its repair costs can significantly affect your auto insurance rates, so it can be helpful to know what it costs to insure a variety of vehicles. Here are the least expensive average annual premiums for 2016 model vehicles: 10. $1,204: Nissan Frontier S King Cab Pickup 9.…
In my town home community there is some damage from this winter. Although, less snow damage there was wind damage to some of the roof shingles and even the design features around the front doors. We all have to take a peek to make sure the winter did not have any lasting effects. Go through…
by: Megan Muller Often a non-profit business will go to purchase insurance because it is mandated or necessary. It is hard to remember that insurance is only a part of any good risk management plan. This article highlights that your insurance agent needs to be part of your risk management plan. Only after a risk…
Some of our teens are getting that first job. Admittedly, in our region the tourist industry is allowing even our young teens to have a summer job. I myself sold ice cream at a hotel, and sold pizza slices on the Boardwalk. Teens can be (are) moody and often very secretive about their jobs –…
Great update and reminders provided by Tom Possident of the Worcester County Health Department today at the Delmarva Condominium Managers Association meeting. A few helpful reminders: Check the drain/equalizer covers for the life in years. It is up to the pool owner to make sure that they are replaced prior their useful life running out.…
Your home is your families biggest investment. So when you go to remodel please use a licensed contractor and make sure you file for all necessary building permits. In some jurisdiction you will need a building permit to change your kitchen sink faucet. Keep documentation that your remodel was built to current building codes. If…
The ICC together with the Federal Emergency Management Agency are getting America's families ready! Week 3 of National Building Safety Month is all about getting your own plan in order. Family Emergency Plan Evacuation Plan Shelter in Place Communication is key in any emergency. Listen to the warnings. And remember – sometimes texts can go…
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You are about the leave our site and submit the information to pay your bill. A licensed agent from our team will need to process your payment to make it official – we cannot bind coverage via web request. Let us get to work for you. Want to talk? Call us. 410-213-5600
Client Support Team
SCD Intermediaries
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