Going south for the winter? Snowbirds are those lucky people who migrate from the north to warmer climates during the cold season. Although snowbirds were originally retirees, more and more people of all ages are avoiding the cold weather during the winter months. Take a minute to be sure your property is safe for your…
The Federal Housing Administration (FHA) has a process that pre-approves condominium projects so loans are easier to procure. In the past, most resort condominiums have been unable to receive approval. But a recent update to the FHA regulations may change this unfriendly trend. Prior regulations required the condominium to have 50% of the units as…
Salt and water corrode metal. All coastal communities are prone to rusting fasteners and connections. The Federal Emergency Management Agency (FEMA) through the National Flood Insurance Program (NFIP) has regulations on fasteners to help prolong the life and keep structural integrity. If your business is constructing or substantially improving a property in a special hazard…
When a storm begins to develop and appears to be heading in our direction, a few things happen: We get many phone calls from clients checking on their insurance limits and deductibles. Deeley Insurance social media pages post emergency preparation information. Businesses review their disaster management plan. Everyone goes to Walmart – for toilet paper,…
Who Pays the Master Policy Deductible in MD? The Unit Owner Pays: When the claim starts in their unit As long as the Association tells the owner each year: the amount of the deductible that the owner is responsible for the deductible But the unit owner can only be assessed a maximum of $10,000 The…
A community manager is often a jack of all trades. Managers become experts in the communities they manage, community association law, communication, and finances. They tend to learn the most when situations arise within their community – gaining knowledge about fire systems, landscaping, pools, elevators, and leak chasing. Because of this, homeowners and tenants may…
The Virginia General Assembly approved a number of bills during its 2019 legislative session. Several of the bills impact, directly or indirectly, common interest communities. The Governor of Virginia signed the following bills into law in March and the new laws will take effect on July 1, 2019, except as otherwise noted herein. The following…
Summer is the perfect time to honor our nation’s flag. Remember to fly your flags within the confines of national flag etiquette and the rules of your association. Most homeowners associations have rules and restrictions about the appropriate size, placement and installation of flags and banners of any kind—not just the American flag, but other…
In 2018, our region experienced an upsurge in reports of mold growth, coinciding with excessive rain and high humidity levels. As the temperatures soar and the humidity rises, the Insurance Information Institute offers these tips to prevent excessive mold growth. Use the air conditioner and/or dehumidifier to keep humidity levels between 30 and 60 percent.…
Our communities are lucky to be surrounded by some of the most beautiful waterways. In our backyard we have the Atlantic Ocean, Chesapeake Bay, Delaware Bay, Indian River Inlet, Assawoman Bay, Pocomoke River, St. Martin River and numerous creeks, canals, and estuaries. We’re also amazed by some of the fabulous man-made swim facilities in our…
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Client Support Team
Deeley Insurance Group
You are about the leave our site and submit the information to pay your bill. A licensed agent from our team will need to process your payment to make it official – we cannot bind coverage via web request. Let us get to work for you. Want to talk? Call us. 410-213-5600
Client Support Team
SCD Intermediaries
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