When a storm begins to develop and appears to be heading in our direction, a few things happen: We get many phone calls from clients checking on their insurance limits and deductibles. Deeley Insurance social media pages post emergency preparation information. Businesses review their disaster management plan. Everyone goes to Walmart – for toilet paper,…
Who Pays the Master Policy Deductible in MD? The Unit Owner Pays: When the claim starts in their unit As long as the Association tells the owner each year: the amount of the deductible that the owner is responsible for the deductible But the unit owner can only be assessed a maximum of $10,000 The…
A community manager is often a jack of all trades. Managers become experts in the communities they manage, community association law, communication, and finances. They tend to learn the most when situations arise within their community – gaining knowledge about fire systems, landscaping, pools, elevators, and leak chasing. Because of this, homeowners and tenants may…
The Virginia General Assembly approved a number of bills during its 2019 legislative session. Several of the bills impact, directly or indirectly, common interest communities. The Governor of Virginia signed the following bills into law in March and the new laws will take effect on July 1, 2019, except as otherwise noted herein. The following…
Summer is the perfect time to honor our nation’s flag. Remember to fly your flags within the confines of national flag etiquette and the rules of your association. Most homeowners associations have rules and restrictions about the appropriate size, placement and installation of flags and banners of any kind—not just the American flag, but other…
In 2018, our region experienced an upsurge in reports of mold growth, coinciding with excessive rain and high humidity levels. As the temperatures soar and the humidity rises, the Insurance Information Institute offers these tips to prevent excessive mold growth. Use the air conditioner and/or dehumidifier to keep humidity levels between 30 and 60 percent.…
Our communities are lucky to be surrounded by some of the most beautiful waterways. In our backyard we have the Atlantic Ocean, Chesapeake Bay, Delaware Bay, Indian River Inlet, Assawoman Bay, Pocomoke River, St. Martin River and numerous creeks, canals, and estuaries. We’re also amazed by some of the fabulous man-made swim facilities in our…
The 2019 General Assembly session is officially over. The Maryland Condominium Act and Homeowner Act were not revised in this session and there are no new regulations to report. The Maryland Legislative Action Committee of the Community Association Institute worked on supporting 19 pieces of legislation and opposing three. Several pieces of legislation revolved around…
There are many reasons to commission or update a reserve study for your association. Reserve studies help you make a plan for your community to be financially viable well into the future. These plans can help you fund the association so that the community can adapt to economic fluctuations and trends in community living. Reserve…
As the frost melts and the daffodils bloom, everyone starts dreaming of sitting by or in the pool! This year, Maryland tried again to update rules and regulations regarding swimming pool operations, but ultimately, the rules remain the same. In Maryland, rules are established by Department of Health and Mental Hygiene – Code of Maryland…
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Client Support Team
Deeley Insurance Group
You are about the leave our site and submit the information to pay your bill. A licensed agent from our team will need to process your payment to make it official – we cannot bind coverage via web request. Let us get to work for you. Want to talk? Call us. 410-213-5600
Client Support Team
SCD Intermediaries
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