When the water finally recedes, we hope the worst is over. But for a business that has just experienced flooding, the work may only be beginning. That is especially true for coastal businesses. In late September, a powerful nor’easter brought significant coastal flooding to Ocean City and other Delmarva communities. And coastal flooding can bring…
The power goes out. The lights go dark. Computers stop working. Refrigerators and freezers start warming up. Security systems, equipment and other critical operations may suddenly be offline. Fortunately, your business has a backup generator. But here’s the question: Will it be ready when you need it? Backup generators can be an important part of…
You’ve probably seen the pictures. A pickup truck through the front window of a retail store. A vehicle that somehow made it through the glass doors of a pharmacy. It looks like one of those bizarre accidents that happens once in a blue moon. But after several vehicle-into-building incidents were reported in our area over…
Safety is one of those things that’s easy to take for granted—until something goes wrong. That’s why National Safety Month, observed each June, encourages organizations across the country to pause and refocus on the habits, training and conversations that help keep people safe. Organized by the National Safety Council (NSC), the month-long campaign highlights key…
On April 10, 2026, OSHA updated its National Emphasis Program (NEP) to protect workers from outdoor and indoor heat-related hazards, directing agency resources to areas where they can have the greatest impact by focusing inspections and outreach on industries and workplaces with the highest risk of heat stress. The updated NEP is effective immediately and…
Ensuring that your restaurant is clean and serves fresh, safe food to patrons is your greatest responsibility; health inspections are a way for you to learn how to best uphold this responsibility. To observe you when you are running operations as you normally would, inspectors often make impromptu inspections. Many inspections are performed during the…
Several scenarios that businesses encounter in routine operations may expose them to litigation and general liability claims. A customer walking through a business could slip on a wet floor, or a piece of equipment could fall and damage a customer’s personal belongings. These and other incidents may lead to liability claims, disrupting operations and placing…
Outdoor heaters are portable heating appliances designed to provide thermal radiation to outside spaces, such as open-air patios or decks. Also known as patio or umbrella heaters, these appliances can be utilized at various types of businesses (e.g., bars, hotels, restaurants and entertainment venues) to help keep outdoor areas warm and extend their usability throughout…
Around the country, vehicles crash into buildings an average of 100 times a day, and often it’s into a restaurant. Experts say there are steps operators can take to prevent death, injury, damage and the liability that can result. It happens just after they take their first bite of a sandwich. Two YouTube influencers sitting…
From missing mealtime rituals to first jobs, Gen Z presents restaurants with a daunting yet solvable opportunity. Article by Consumer Insight Expert and Award-Winning Researcher Lisa Miller For years, restaurants assumed the challenge with Gen Z would be about digital habits or menu preferences. But research shows something more fundamental: Gen Z has arrived without…
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You are about the leave our site and submit the information to pay your bill. A licensed agent from our team will need to process your payment to make it official – we cannot bind coverage via web request. Let us get to work for you. Want to talk? Call us. 410-213-5600
Client Support Team
SCD Intermediaries
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