Several trends look to impact the construction industry in 2025. As such, construction business leaders should monitor these developments and adjust their risk management programs accordingly. Trends to watch include: Economic Headwinds While the overall inflation rate has cooled from its recent highs, it continues to influence a range of costs in the construction industry.…
Construction workers encounter several significant risks while on the job. However, four particular risks—falls, struck-by hazards, caught-in/caught-between hazards, and electrocutions—are the most common incidents that lead to fatalities. In fact, these risks are referred to as the “focus four” or the “fatal four.” To address these risks, employers must be aware of them and implement…
Safe driving is a crucial responsibility for those in the construction industry, as fleet vehicles (e.g., cars, vans and trucks) are commonly used during projects and standard operations. Safe driving practices involve recognizing and addressing common driving hazards, including distractions, speeding, impaired driving, fatigue and adverse weather conditions. Safe driving tips for fleet vehicle operators…
On Dec. 11, 2024, the U.S. Department of Labor (DOL) announced that OSHA finalized a revision to the personal protective equipment (PPE) standard for construction. The final rule explicitly requires the PPE to properly fit any construction worker who needs it to improve protection from hazardous conditions. The rule went into effect Jan. 13, 2025.…
Commercial property insurance is an essential form of coverage for any organization. Such a policy can provide much-needed financial protection if an organization’s commercial building or its contents are damaged or destroyed by covered perils (e.g., fire, theft, vandalism, wind and lightning). Specifically, this coverage can help reimburse property repair or replacement expenses when these…
The construction industry has recently encountered volatility due to several trends. As such trends impact the success and public perception of a business, monitoring the latest sector developments and appropriately adjusting operations and risk management practices to respond to industry shifts is crucial. Changes in the construction industry can affect several aspects of an operation,…
When organizations face large-scale disasters or other unexpected losses, ensuring business continuity is often a top priority. Yet, various losses may make it challenging for organizations to avoid operational disruptions or temporary shutdowns. In these instances, even brief closures can carry costly consequences. Fortunately, that’s where business interruption (BI) insurance can help. BI insurance can…
Employees tried to cheat on workplace drug tests six times more often in 2023 than they did in 2022, but even the cheating couldn’t lower detected use from the highest level of the last 20 years, according to the testing service Quest Diagnostics. The percentage of tested workers found to be using drugs remained at…
2023 was the hottest summer on record around the globe, and the National Oceanic and Atmospheric Administration’s (NOAA) latest projections give 2024 a 61% chance of beating 2023 as the warmest year on record. Already this summer, the Mid-Atlantic region has experienced several days where the heat index reached or exceeded 110 degrees — dangerously…
Download our free 170-page Safety Talks guide. It provides the topics and information construction employers need to schedule an entire year of safety meetings. It also includes an attendance form that can be used to ensure workers have received the training necessary to remain safe on the job. From earth movers to chemical leaks to…
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You are about the leave our site and submit the information to pay your bill. A licensed agent from our team will need to process your payment to make it official – we cannot bind coverage via web request. Let us get to work for you. Want to talk? Call us. 410-213-5600
Client Support Team
SCD Intermediaries
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