How to Make Sure Your Office is Hurricane Ready

Reading a protection blog, even when well written and with convenient bullet points, gets boring after awhile. Thanks to Quill.com who shared this great graphic with us. We want to bring you protection information in the most fun, colorful and most appropriate way for you to read. Our office is prepared, is yours? Do you…

Transportation Insurance Trends

Most commercial lines insurance remains very competitive in the current economic climate. This is favorable to the insureds. The commercial auto industry is unique as rates continue to increase for these businesses. In this article from National Underwriter, Craig Dancer, a transportation practice leader for Marsh says, “Trucking is seeing particularly severe tightening in the…

Fireworks Extravaganza 2016

I love the 4th of July. I love a professional fireworks displays on a warm night. I am also pleasently surprised by the professional displays that are hosted by small towns on the Eastern Shore. Here in Willards, MD we are lucky that they host a great show on Sunday, July 3rd. Rain date is…

OSHA Increases Fines for Violations

Starting in July of 2016, fines for OSHA violations are increasing by 80-150%. This increase could have a huge impact on all businesses. Violation Current Maximum Amount of Increase Increased Penalty Amount 80 % 150 % (max) 80 % 150 % (max) Non-serious $7,000 $5,600 $10,500 $12,600 $17,500 Serious $7,000 $5,600 $10,500 $12,600 $17,500 Willful…

New Changes to Overtime Wage Payment

On May 18, 2016, the U.S. Department of Labor (DOL) released a new rule that will overhaul overtime wage payment. The new rule doubles the salary threshold that employees must meet to qualify for the overtime wage payment exemption—a change that could affect more than 4 million workers across the United States. What is changing?…

What Determines Vehicle Safety Ratings?

I just purchased my third Honda Civic in my life time. I chose on reliability and safety all three times! So what determines a vehicles safety rating? Although every vehicle sold in the United States must meet minimum safety requirements, the government also uses safety ratings to encourage consumers to purchase safe vehicles as well…

Electrical Safety Tips for the Home

The amount of electricity in the average home is enough to cause serious injury and death, and, according to the National Fire Protection Association, there are 50,000 electrical home fires every year. That’s why it’s so important to take electrical safety seriously in your home. Here are some tips to stay safe around electricity: Avoid…

Sellinging something on line?

As a regular Facebook user – I belong to one or two online yard sale type sites where my neighbors sell things. Now that online platforms such as Craigslist and Facebook have made classified ads more accessible, it’s important to know how to stay safe when meeting with strangers to exchange purchases. Never agree to…