Generation Next: Empowering Perpetuation of Your Business

Transitioning a business is an intentional process. If done well, perpetuation will empower the next generation to carry on a legacy. Only 30 percent of family businesses survive to the next generation—a stark statistic when you consider the lifetime that owners dedicate to nurturing their companies, providing employment, and giving back to their communities. What…

Business Changes. Safety Training is a Constant.

Reduce Workers’ Compensation Claims By Teaching Your Team How To Stay Safe On The Job. As your company grows and evolves, you invite new talent into your business: hiring employees, promoting individuals to new roles in the organization, and other changes in personnel. While you may be focused on skills-based training and leadership development during…

Interview Questions—What Not to Ask

The U.S. Equal Employment Opportunity Commission (EEOC) has strict laws in place to protect job candidates and employees from discrimination. You should avoid asking job interview questions about age, disability, genetic information, race or ethnicity, gender identity or sexual orientation, national origin, religion, marital status, having children, pregnancy, or planning to start a family. Here…

Management Liability Coverages

While every business is unique, there are universal exposures that all businesses face. In addition to insuring your specific risks, you need to consider coverage that will protect you from common exposures generated by everyday business operations. For larger organizations, the diversity of risk and probability of higher claim frequency make it more effective to…

5 Big Risks for Home-Based Businesses

Many home-based business owners treat their operations informally—but you shouldn’t. According to Census Bureau data, about half of U.S. businesses are operated from home. The Insurance Information Institute has found that the majority of home-based business owners lack insurance coverage beyond what they have through their homeowners’ insurance policy—which is generally not designed to cover business-related claims.…