How do homeowners associations foster community when having neighbors over for dinner or using the clubhouse cannot be done safely because of COVID-19? As residents look for safe ways to socialize, some are asking board members to allow propane-operated fire pits for outdoor enjoyment during the fall, spring, and summer seasons. “Fire pits are a…
2020 brought good news in regards to the National Flood Insurance Program (NFIP). The program saw a net income of $9.7 million and was reauthorized for a full year through September 20, 2021. The pandemic had two positive impacts on the NFIP: Pivoting the new claims adjustment system, which allowed policyholders to use technology to…
During the pandemic we saw associations move to virtual meetings and electronic voting. Some association documents require in-person meetings and include specific language on how the voting process should work. In Delaware, the state statute governing Community Associations allows for remote or virtual meetings. As state statute supersedes the governing documents, associations may hold virtual meetings.…
Creating a conscious and robust safety culture is essential to the bottom line. A history of, and reputation for, stringent safety protocols will help contractors win more bids and reduce potential exposure to costly fines. Now is not the time to be complacent, even for contractors with a clean, or relatively clean, safety record. Situations…
Don’t wait to check your building valuation! For much of 2020, it felt like the world was on pause, but one thing that’s constantly changing is the cost to replace your home or business in the event of a substantial loss. The cost of building materials continually increases, and so do labor wage rates. To…
Recently, the Centers for Disease Control and Prevention (CDC) launched a webpage providing guidance on ventilation in buildings to reduce COVID-19 exposure indoors. The CDC provides recommendations on heating, ventilation and air conditioning (HVAC) strategies employers should use to lower the risk of exposure to COVID-19 throughout the workplace. One of the recommendations is to…
The Occupational Safety and Health Administration (OSHA) keeps records not only of the most frequently cited standards overall, but also within particular industries. An analysis of the most recent statistics from OSHA reveals the top standards cited in the fiscal year 2020 for the construction industry (NAICS 23). Many of these recurring violations are associated…
Organizations trust their senior leaders to make important decisions and act with stakeholders’ (e.g., shareholders, customers and employees) best interests in mind. However, in today’s climate of increased corporate accountability, protecting your senior leadership team from directors and officers (D&O) liability exposures can be a significant challenge—making D&O coverage a crucial aspect of your organization’s…
Whether you got two inches or two feet of snow, there are always issues to deal with after a winter storm – especially if you lost power. Below are a few tips for how to dig out quickly, clean up effectively, and stay safe and warm, even if your power doesn’t immediately come back on.…
Stay Safe At Work And Home With Cybersecurity Protection. If you own a house, you naturally have homeowners’ insurance to protect your property. (Check.) If you drive a vehicle, you have car insurance. There’s just no question. (Check.) You maintain health insurance to defray the cost of medical expenses and protect you and family members…
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Deeley Insurance Group
You are about the leave our site and submit the information to pay your bill. A licensed agent from our team will need to process your payment to make it official – we cannot bind coverage via web request. Let us get to work for you. Want to talk? Call us. 410-213-5600
Client Support Team
SCD Intermediaries
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