Many people earn income through flexible, project-based work. Insurance may not be the first thing a gig worker considers, but it can make a significant difference when unexpected events threaten financial stability. What Counts as Gig Work? Gig work is short-term or contract-based jobs where the worker is not a traditional employee. Gig workers can…
The trucking industry remains essential to the U.S. economy, but employers face increasing risk as we continue through 2026. Litigation, cargo theft, data-driven underwriting and workforce shortages are affecting insurance availability, costs and operational resilience. Proactive planning can help employers mitigate these risks. Litigation Risk and Insurance Pressure Nuclear verdicts are straining the commercial auto…
A positive step toward stronger communities, healthier reserves, and more resilient properties. Community associations across the country will soon benefit from updated lending and insurance standards issued by Fannie Mae and Freddie Mac. These changes are designed to strengthen financial planning, improve long term maintenance, and ensure adequate insurance protection — ultimately supporting safer, more…
When a fire breaks out in a commercial building, the first few minutes can determine the outcome. Flames and smoke can move quickly, spreading far beyond the area where the fire began. While automatic sprinkler systems and alarms play an important role, one of the most effective tools for limiting fire damage is often overlooked:…
The nonprofit sector has been contending with a complex risk landscape for several years, largely fueled by economic uncertainty, funding pressures and rising demand for community outreach. Amid these challenges, nonprofit organizations are facing significant operational and financial strains, making it harder to accomplish their missions and serve those in need. In the commercial insurance…
Delmarva doesn’t always get snowfall accumulation – but it’s in the forecast for this weekend. 1. Time to check in with your snow removal contractor. 2. Review your snow removal policies with residents and clearly communicate unit owner responsibilities. 3. Check to make sure the heat is on and the water is off for second home properties. When winter storms bring snow…
The trucking industry plays a critical role in supporting the U.S. economy, but it operates amid a complex set of challenges. Notably, the commercial auto insurance line has been unprofitable for much of the past decade. As such, insurers are becoming increasingly selective about the risks they are willing to underwrite, and premiums continue to…
Recently, OSHA issued seven letters of interpretation clarifying its interpretation and enforcement of specific regulatory requirements. These letters address the following topics: Permit-required confined spaces; COVID-19 recordkeeping and reporting status; Powered industrial truck (PIT) training; Recordkeeping software; Engineering control standards for benzene and 1,3-butadiene; Audiometric testing for workers with cochlear implants (CIs); and Stair angle…
HR teams are leveraging artificial intelligence (AI) for recruiting, onboarding, performance management and even personalized benefits. AI evolves fast, and the terminology can feel overwhelming. This cheat sheet breaks down 10 common AI terms and concepts to help employers lead with confidence. Algorithm A set of rules or instructions that an AI system follows…
Human trafficking is one of the fastest-growing criminal enterprises in the world and is estimated to be a $150 billion-a-year industry. This activity is common in the hospitality industry, largely due to the privacy hotels and motels offer criminal third parties. In fact, criminals can operate discreetly in these businesses, as they provide traffickers with…
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Client Support Team
Deeley Insurance Group
You are about the leave our site and submit the information to pay your bill. A licensed agent from our team will need to process your payment to make it official – we cannot bind coverage via web request. Let us get to work for you. Want to talk? Call us. 410-213-5600
Client Support Team
SCD Intermediaries
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