Retailers continue to operate amid a dynamic risk landscape. Loss drivers are increasingly severity-driven and include organized crime rings, cargo theft, ransomware incidents and catastrophe-driven business interruptions. Although the commercial market as a whole has seen softening conditions, specific segments (e.g., casualty and umbrella/excess) remain firm. As such, retailers with higher physical crime exposure, hazardous…
Unforeseen incidents can occur in everyday business operations, exposing organizations to potential liability. A customer may slip on a wet floor, or a contractor may accidentally damage a client’s property. Just one general liability claim can disrupt business operations, create financial strain and affect future insurance costs. The financial and organizational impacts of these incidents…
Although rising production demands and government funding have fueled widespread expansion and economic growth across the manufacturing industry in recent years, the sector is now facing a complex risk landscape. Between rapid digital transformation, evolving geopolitical forces and shifting labor demographics, the sector is contending with significant uncertainty. In the commercial insurance market, well-managed manufacturing…
Workplace learning is entering a new era shaped by slowed hiring, shifting employee expectations and rapid advancements in artificial intelligence (AI). For employers, this creates a unique challenge: how to build a future‑ready workforce with the talent they already have while ensuring development approaches remain human-centered, flexible and aligned with real career motivations. 1. The…
Burnout has become a defining challenge in today’s workplace. Employees across industries report feeling exhausted, disconnected and undervalued. These conditions not only harm individual well-being but also impact organizational performance. While burnout is multifaceted, fostering a sense of purpose at work can be the key to overcoming it. Overview of Burnout Among Workers Recent data…
The U.S. Department of Labor (DOL) recently announced that it recovered more than $295 million in back wages for nearly 177,000 employees in fiscal year (FY) 2025. The wage recoveries averaged $1,465 per worker. This is the highest recovery of back wages since 2019. Background The DOL’s Wage and Hour Division (WHD) enforces federal minimum…
A well-maintained roofing system is a crucial component of effective warehouse risk management. Acting as the first line of defense against weather and environmental exposure, a warehouse’s roof helps protect stored inventory, equipment and the facility itself from damage. If a roof’s integrity is inadequate or compromised, warehouses may experience water intrusion, mold growth and…
To start the year, small business owners are navigating a landscape that blends optimism with caution. A recent survey from Comerica Bank, a financial services company, reveals that while confidence remains strong, challenges such as inflation, tariffs and labor shortages continue to shape decision-making. Bank Comerica’s Small Business Pulse Index shows that 80% of small…
The gig economy is a system in which organizations engage individuals, often through digital platforms or intermediaries, for temporary or task-based work, rather than relying solely on full- and part-time employees. It’s quickly becoming a key component of the world economy. Organizations are increasingly turning to gig workers to meet labor demands, especially as they…
Businesses delivering professional services face significant legal risks in today’s lawsuit-conscious environment. Consumers are increasingly holding companies accountable for the advice and expertise they provide, and even minor missteps in delivery can result in costly legal consequences. These risks are not limited to traditional professions like medicine or law; any business offering specialized knowledge or…
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Deeley Insurance Group
You are about the leave our site and submit the information to pay your bill. A licensed agent from our team will need to process your payment to make it official – we cannot bind coverage via web request. Let us get to work for you. Want to talk? Call us. 410-213-5600
Client Support Team
SCD Intermediaries
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