The Benefits of Business Continuity Planning

Unexpected disasters can impact organizations, their operations and stakeholders. Natural catastrophes, cyberattacks, public health crises and supply chain incidents can all have serious consequences. These and other events can damage commercial property and digital assets, disrupt critical business functions and cause operational downtime. They can also result in illnesses or injuries, emotional harm, and financial…

Your Employee Handbook – Best Practices for Creating and Maintaining a Workforce Communication Tool

An employee handbook functions as a vital compliance document and internal governance tool. When structured properly, it promotes consistency, supports risk management and provides employees with a clear understanding of company policies and expectations. In today’s ever-shifting legal environment, maintaining a thoughtfully written and regularly updated employee handbook is essential for employers. Essential considerations for…

8 Employee Engagement Mistakes to Avoid in 2025

Employee engagement refers to an employee’s emotional connection and commitment to their organization and its goals. It’s often reflected in their loyalty, motivation and willingness to advocate for the organization. Engagement is a critical factor in driving retention and productivity. According to a report from Gallup published in early 2025, the percentage of engaged employees…

Why Small Businesses Need an Annual Insurance Checkup

Annual insurance reviews are a critical practice for small businesses. They can help reduce insurance costs while ensuring coverage keeps pace with the company’s evolving needs. Skipping this review can result in coverage gaps, leaving new business services, equipment or locations underinsured—or worse, completely uninsured. When done with the help of an insurance professional, an…

Market Outlook – Commercial Property Insurance

The commercial property insurance segment has been grappling with limited underwriting profitability and hardening conditions for much of the past decade, mainly due to surging catastrophe (CAT) losses, inflation issues and property valuation challenges. As such, ongoing premium jumps and restrictive coverage terms have become the norm for most policyholders. According to industry data, average…

Best Practices for Preparing for Immigration Raids

The federal government has recently increased its immigration enforcement efforts. This trend will likely continue in the foreseeable future, increasing employers’ potential risk of being subject to worksite enforcement action. These enforcement actions disrupt an employer’s business operations and carry consequences, including civil and criminal penalties. Establishing best practices to prepare for these enforcement actions…

5 Cost-Cutting Tips for Small Businesses

Reducing expenses may be essential for any organization, but it’s especially important for small businesses since they typically have fewer resources than larger employers. Instead of cutting costs randomly or conducting unnecessary layoffs, successful organizations tend to optimize their resources strategically. Savvy small businesses can identify areas to reduce expenses without compromising productivity or future…