It’s fun to decorate for the winter holidays, but holiday decorations can increase your risk for a home fire. As you deck the halls this season, be sure to be fire smart. Did you know? The top 3 days of the year for home candle fires are Christmas, New Year’s Eve and New Year’s Day.…
Winter weather can be unpredictable, and cold temperatures, high winds, ice and snow can cause serious damage to your home. To avoid costly weather-related repairs, it’s important to prep your home and property for winter. Be Winter Weather Ready with these tips to keep your home cozy and safe inside: Weatherproof windows and doors—Check your…
Winter is on the way. It’s time to start thinking about warm, cozy nights inside your home. Don’t forget to check the chimney before starting to use your fireplace. Both metal and masonry chimneys require maintenance so that smoke and flue gases are ventilated properly. At the very least, you should have your chimney inspected…
More and more of our home devices—including thermostats, door locks, coffee machines, and smoke alarms—are now connected to the Internet. This enables us to control our devices on our smartphones, no matter our location, which in turn can save us time and money while providing convenience and even safety. These advances in technology are innovative…
The fall season is upon us, bringing along many weather risks. Learn how to be ready, responsive and resilient to the hazards. The time to prepare is now. Flood Educate yourself on flood zones and evacuation routes. Consider flood insurance coverage no matter your zone. Make a family communication plan. Follow evacuation orders and avoid…
As the leaves start to fall and the weather shifts to chillier temperatures, the coming weeks are perfect for tackling house and yard maintenance. The Hartford provides 14 tips for your fall home prep to-do list. 1. Roof If you live somewhere that gets snow, it’s a good idea start your fall home prep by inspecting…
Your homeowners insurance policy can offer financial protection in the event of an unexpected disaster involving your home or personal property. But how you will be reimbursed following a claim depends on the type of coverage you have. There are two main valuation methods when it comes to homeowners insurance—replacement cost coverage and actual cash…
Your home is one of your greatest assets and a significant long-term investment. As such, it’s vital to protect your home and its contents with adequate homeowners insurance. Nevertheless, recent research found that many homeowners lack proper coverage. In fact, nearly 2 out of every 3 homes in America are underinsured—which means that the home…
The weekend is the perfect time to tackle that long-awaited home makeover or home repair that you’ve had sitting on your to-do list. From learning how to hang a picture properly to full home repairs, “Extra Mile” from The Hartford is here to help you channel your inner handyman. Home Repair Hack #1: Remove a Stripped…
What’s new? Starting on October, 1, 2020, the Maryland Condominium Act will allow associations to bill back the Master Policy deductible – up to $10,000 – to the unit owner where the claim originated. Any deductible amount over $10,000 will be a common expense of the association. Prior to this change, the unit owner could…
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You are about the leave our site and submit the information to pay your bill. A licensed agent from our team will need to process your payment to make it official – we cannot bind coverage via web request. Let us get to work for you. Want to talk? Call us. 410-213-5600
Client Support Team
SCD Intermediaries
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