The National Flood Insurance Program (NFIP) was authorized for a five year period that ended on September 30th. Since then there has been three short-term extensions. Currently the program expires on January 19th. Check out the news article from Insurance Business Magazine that reviews the importance of a long term authorization of the National Flood…
Half of all home heating fires occur during the winter months, according to the U.S. Fire Administration. Therefore, it is imperative to heat your home safely this winter season. FEMA shared some great tips to heating your home safely this winter: Have a professional inspect your furnace or wood stove each year. Keep anything that…
We are in the midst of the holiday season with Thanksgiving just around the corner! One our favorite parts of the holidays is the delicious food, but did you know that according to the U.S. Fire Administration, the most common cause of house fires is cooking? FEMA shared some great tips for keeping your family…
In a unanimous vote, the Montgomery County Council passed a bill that will allow homeowners to offer rooms in their homes for rent. The maximum number of people allowed per property is six adults, with a maximum of 2 adults per room, for up to 120 days if the homeowner is not present. If the…
If you’ve had a fire, water damage or another unfortunate event in your home, don’t fret. We have all the information that you need to get your claim underway so you can get your life back to normal. When you have a homeowners insurance claim, your actions can make all the difference. Here’s how to…
Winter is approaching rapidly! Be sure your homeowners are prepared by sending them these quick home prep tips: Have a professional clean your chimneys Check window and door sealants to be sure heat is not escaping Service your HVAC unit before the harsh weather gets here Turn on the heat – be sure to set…
Remodels and other home improvements are an important part of being a property owner. When done correctly, these projects can add value to a home and make it more attractive to future buyers. Unfortunately, hiring a contractor to complete home improvement projects is not always simple. The average homeowner is often unaware of the average…
Hurricanes and other natural disasters are frequently accompanied by a power outage. Oftentimes, the lack of power is as great a danger as the storm itself. If the power is out for less than four hours, the food in your refrigerator is most likely fine, provided the door was left shut. After four hours, things…
Homeowners can suffer a magnificent amount of damage from windstorms and hurricanes. Homeowners can reduce their exposure to these losses by protecting the roof, windows, entry doors and garage doors. Roof Protections: Have your roof inspected to make sure that it’s up to code and has enough nails per shingle. Make sure gables are securely…
Most people would probably guess that the majority of homeowners claims are fire claims, but they're not. Fire claims can be extreme, often a total loss, but the most common homeowners claim is water damage. Whether it's from inside our outside your home, water can do serious damage. Here's some tips from the Insurance Information…
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You are about the leave our site and submit the information to pay your bill. A licensed agent from our team will need to process your payment to make it official – we cannot bind coverage via web request. Let us get to work for you. Want to talk? Call us. 410-213-5600
Client Support Team
SCD Intermediaries
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