Most business owners spend their time thinking about customers, employees, growth and profitability—not personal liability. Yet decisions involving investors, hiring, financial challenges, acquisitions or regulatory compliance can sometimes lead to lawsuits that name company leaders individually. Even when allegations are unfounded, the cost of defending those claims can be substantial. That’s why Directors & Officers…
When most people think about summer on the job, they picture longer days, sunshine and getting work done outdoors. But hot weather can become dangerous faster than many people realize. Every year, workers across a wide range of industries—from construction and landscaping to maintenance, warehousing and transportation—experience heat-related illnesses that can lead to serious medical…
A sewer backup is the kind of property loss most business owners never think about until it happens. Unfortunately, when wastewater suddenly enters a building, the damage can spread quickly through flooring, walls, equipment and inventory. What surprises many businesses even more is that standard commercial property insurance often does not cover sewer backup unless…
Safety is one of those things that’s easy to take for granted—until something goes wrong. That’s why National Safety Month, observed each June, encourages organizations across the country to pause and refocus on the habits, training and conversations that help keep people safe. Organized by the National Safety Council (NSC), the month-long campaign highlights key…
Most of us have received a suspicious email, text message or phone call that just didn’t seem quite right. In today’s connected world, cybercriminals are constantly finding new ways to disguise scams as legitimate communications, making it easier than ever to be caught off guard. The good news is that a little awareness can go…
Businesses rarely remain static. Signing new contracts, operating from different locations or adopting alternative methods of working are just some of the ways a company’s risk profile can change. Consequently, coverage that was once appropriate may fall behind as risks evolve, especially amid broader market shifts, such as technological advancements or regulatory changes. If coverage…
Although the spring and summer months bring warmer temperatures and increased consumer activity, they also present unique risks for businesses. In particular, businesses may be more prone to commercial property losses during these months, primarily due to severe weather, heavy foot traffic and maintenance gaps. In these instances, even minor events can prompt costly property…
Having a comprehensive commercial insurance program is crucial for any business. By securing proper coverage, businesses can ensure ample financial protection against a range of risks and minimize the likelihood of out-of-pocket losses. Unfortunately, many businesses currently have gaps in their commercial insurance programs, leaving them vulnerable amid potential perils. These gaps don’t necessarily stem…
The American litigation landscape has undergone a profound transformation over the past decade, bringing significant financial consequences for businesses of virtually every size and industry. Jury awards that once seemed extraordinary have become routine. For businesses, the implications are clear: Traditional liability insurance limits that were considered adequate just a few years ago may no…
On April 10, 2026, OSHA updated its National Emphasis Program (NEP) to protect workers from outdoor and indoor heat-related hazards, directing agency resources to areas where they can have the greatest impact by focusing inspections and outreach on industries and workplaces with the highest risk of heat stress. The updated NEP is effective immediately and…
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Client Support Team
Deeley Insurance Group
You are about the leave our site and submit the information to pay your bill. A licensed agent from our team will need to process your payment to make it official – we cannot bind coverage via web request. Let us get to work for you. Want to talk? Call us. 410-213-5600
Client Support Team
SCD Intermediaries
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