Most of us have received a suspicious email, text message or phone call that just didn’t seem quite right. In today’s connected world, cybercriminals are constantly finding new ways to disguise scams as legitimate communications, making it easier than ever to be caught off guard. The good news is that a little awareness can go…
Businesses rarely remain static. Signing new contracts, operating from different locations or adopting alternative methods of working are just some of the ways a company’s risk profile can change. Consequently, coverage that was once appropriate may fall behind as risks evolve, especially amid broader market shifts, such as technological advancements or regulatory changes. If coverage…
Although the spring and summer months bring warmer temperatures and increased consumer activity, they also present unique risks for businesses. In particular, businesses may be more prone to commercial property losses during these months, primarily due to severe weather, heavy foot traffic and maintenance gaps. In these instances, even minor events can prompt costly property…
Having a comprehensive commercial insurance program is crucial for any business. By securing proper coverage, businesses can ensure ample financial protection against a range of risks and minimize the likelihood of out-of-pocket losses. Unfortunately, many businesses currently have gaps in their commercial insurance programs, leaving them vulnerable amid potential perils. These gaps don’t necessarily stem…
The American litigation landscape has undergone a profound transformation over the past decade, bringing significant financial consequences for businesses of virtually every size and industry. Jury awards that once seemed extraordinary have become routine. For businesses, the implications are clear: Traditional liability insurance limits that were considered adequate just a few years ago may no…
On April 10, 2026, OSHA updated its National Emphasis Program (NEP) to protect workers from outdoor and indoor heat-related hazards, directing agency resources to areas where they can have the greatest impact by focusing inspections and outreach on industries and workplaces with the highest risk of heat stress. The updated NEP is effective immediately and…
Pay transparency laws refer to regulations that require applicable employers to disclose certain information regarding employee compensation—namely, salary ranges and benefits packages—in job postings for open positions, amid promotions and transfers, and upon request from existing staff. The United States has seen a rapid expansion of these laws over the past few years, with an…
For many businesses, employment practices liability insurance (EPLI) is understood primarily as a safeguard against claims brought by employees—allegations of wrongful termination, workplace harassment or discriminatory treatment. While this first-party coverage is essential, it addresses only one dimension of a broader exposure landscape for employment matters. Businesses are increasingly facing claims not from their own…
For small business owners, insurance is often treated as an afterthought—a box to check during the early stages of operations and rarely revisited. This mindset, while understandable given the many competing priorities of running a business, can leave companies with significant financial and legal risks. The reality is that an inadequate or poorly structured insurance…
Trends in Commercial Liability Insurance As we move through 2026, insurers remain focused on underwriting discipline, risk selection, and profitability. Primary general liability pricing has generally stabilized, with renewal outcomes varying based on class of business, loss history, and overall risk management practices. However, excess liability remains the most challenged segment, with capacity constraints persisting…
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Client Support Team
Deeley Insurance Group
You are about the leave our site and submit the information to pay your bill. A licensed agent from our team will need to process your payment to make it official – we cannot bind coverage via web request. Let us get to work for you. Want to talk? Call us. 410-213-5600
Client Support Team
SCD Intermediaries
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