After the Flood: Don’t Just Rebuild. Rebuild Smarter.

When the water finally recedes, we hope the worst is over. But for a business that has just experienced flooding, the work may only be beginning. That is especially true for coastal businesses. In late September, a powerful nor’easter brought significant coastal flooding to Ocean City and other Delmarva communities. And coastal flooding can bring…

Cybersecurity Awareness Month: A Safer Business Starts with the Basics

October is Cybersecurity Awareness Month, an annual reminder that protecting a business from cyber threats isn’t just an IT responsibility. Every employee who opens an email, approves a payment, chooses a password or accesses company data has a role to play. And while cyber threats continue to evolve, the good news is that businesses don’t…

National Preparedness Month: Small Steps Can Make a Big Difference

September is National Preparedness Month, which makes it a good time to think about something most of us would rather not think about: what would happen if something unexpected happened tomorrow? A hurricane, severe storm, power outage, fire, cyber incident or other emergency can disrupt our routines with very little warning. And while we can’t…

Why Private Companies Face D&O Claims—and 5 Common Triggers to Watch For

Most business owners spend their time thinking about customers, employees, growth and profitability—not personal liability. Yet decisions involving investors, hiring, financial challenges, acquisitions or regulatory compliance can sometimes lead to lawsuits that name company leaders individually. Even when allegations are unfounded, the cost of defending those claims can be substantial. That’s why Directors & Officers…

Heat Illness Prevention: Protecting Your Workforce During Hot Weather

When most people think about summer on the job, they picture longer days, sunshine and getting work done outdoors. But hot weather can become dangerous faster than many people realize. Every year, workers across a wide range of industries—from construction and landscaping to maintenance, warehousing and transportation—experience heat-related illnesses that can lead to serious medical…

Sewer Backup Coverage for Commercial Properties

A sewer backup is the kind of property loss most business owners never think about until it happens. Unfortunately, when wastewater suddenly enters a building, the damage can spread quickly through flooring, walls, equipment and inventory. What surprises many businesses even more is that standard commercial property insurance often does not cover sewer backup unless…