Managing Electric Vehicle Risks in Parking Structures

The popularity of electric vehicles (EVs) has been steadily increasing as consumers and the automotive industry move away from standard internal combustion engines. The U.S. Energy Information Administration reported that the sale of hybrid, plug-in electric and battery electric vehicles in the United States accounted for 16.3% of total new light-duty vehicle sales in 2023,…

DOL Issues Opinion Letter About Managers Receiving Tip-pool Tips for Nonsupervisory Work

On Jan. 14, 2025, the U.S. Department of Labor’s (DOL) Wage and Hour Division (WHD) issued opinion letter FLSA2025-1, addressing whether a manager or supervisor can receive tips from a tip pool when working in a nonsupervisory capacity under the Fair Labor Standards Act (FLSA). The WHD advises that employers may not allow managers or…

Construction team, architect and insurance professionals consulting on a building site.

Scheduled Versus Blanket Limits for Commercial Property Insurance

Commercial property insurance is an essential form of coverage for any organization. Such a policy can provide much-needed financial protection if an organization’s commercial building or its contents are damaged or destroyed by covered perils (e.g., fire, theft, vandalism, wind and lightning). Specifically, this coverage can help reimburse property repair or replacement expenses when these…

Happy multi ethnic friends cheering and drinking coloured cocktails at a beachfront tiki bar, celebrating summer.

The Value of Business Interruption Insurance

When organizations face large-scale disasters or other unexpected losses, ensuring business continuity is often a top priority. Yet, various losses may make it challenging for organizations to avoid operational disruptions or temporary shutdowns. In these instances, even brief closures can carry costly consequences. That’s where business interruption (BI) insurance can help. Also known as business…

Male hand holding smartphone. Businessman using laptop computer and digital tablet while working in the cafe.

Differences Between Traditional and Cyber Business Interruption Policies

When organizations face large-scale disasters or other unexpected losses, ensuring business continuity is often a top priority. Yet, various losses may make it challenging for organizations to avoid operational disruptions or temporary shutdowns. In these instances, even brief closures can carry costly consequences. Fortunately, that’s where business interruption (BI) insurance can help. BI insurance can…

Restaurant kitchen staff

Cheating on Employee Drug Tests Hits All-Time High

Employees tried to cheat on workplace drug tests six times more often in 2023 than they did in 2022, but even the cheating couldn’t lower detected use from the highest level of the last 20 years, according to the testing service Quest Diagnostics. The percentage of tested workers found to be using drugs remained at…