In 2021, Deeley shared news of the changes to NFIP‘s risk rating system for flood insurance. “Risk Rating 2.0” took into account a number of new variables to establish rate, the most prominent being: Flood frequency Flood type (e.g., river overflow, storm surge, heavy rainfall and coastal erosion) Distance between a property and water source…
Floods are among the most common and costly natural disasters in the United States. Flooding from heavy rain or overflowing waterways can cause severe damage, even outside designated flood zones. So it’s important to understand your risk and prepare your property. Know Your Risk Use these tools to help assess how vulnerable your home may…
Maryland has rolled out a comprehensive plan to reach climate goals and reduce greenhouse gas emissions! This plan far exceeds any other state’s current requirements and makes Maryland a front runner in climate control. The insurance industry has experienced a hard market for the last several years and is only recently starting to see some stability. One of…
CO is produced by the incomplete burning of solid, liquid or gaseous fuels from household items such as furnaces, ranges, water heaters and fireplaces. If these items are used or installed improperly, dangerous levels of CO can escape into the air and cause illness. That’s why it’s crucial to have a CO detection system within…
In order to get a mortgage on a condominium, the condominium association has to have sufficient insurance. Unit owners are tasked with getting a certificate of insurance from the insurance agent and providing it to the mortgage company on an annual basis. Mortgage companies have gotten stricter with their requirements. Now lenders provide lists of…
Spring is here! Use this checklist to preserve the beauty, functionality, longevity, safety and value of your community. Check stairwell, walkway and balcony hand rail connections. Make sure they are tight. Change HVAC filters to keep energy costs down. Make sure that HVAC supply vents are cleared of obstructions. Test your smoke and carbon monoxide…
3 Key Forces Driving Commercial Lines Costs in Spring 2025 We were hopeful heading into this year that the market would stabilize. Increases were going down and we saw a few premiums that were flat from 2024. The reinsurance renewals in January were what the carriers expected. Nationwide has named three key factors impacting commercial…
Condominium and community associations carry out several essential tasks and responsibilities, such as ensuring the facilities are maintained properly or managing the budget appropriately. However, these entities also face numerous risks. As such, they need to be aware of their exposures to enhance community safety and financial stability. Common Risks Common risks condominium and community…
The Atlantic Hurricane Season is from June through November. The Town of Ocean City closely monitors all tropical storms and stays in touch with the National Weather Service during any pending storms. Hurricane Watches and Hurricane Warnings are issued by the National Hurricane Center in Miami. A WATCH is issued for an area that could…
Getting volunteers to serve on the Board of a Community Association can be difficult. After weeding out the people who may have joined for personal agendas, you are left with a few dedicated individuals who selflessly give of their time, knowledge and energy to run the association. Even with professional management, running a community association…
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Client Support Team
Deeley Insurance Group
You are about the leave our site and submit the information to pay your bill. A licensed agent from our team will need to process your payment to make it official – we cannot bind coverage via web request. Let us get to work for you. Want to talk? Call us. 410-213-5600
Client Support Team
SCD Intermediaries
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