Tips for Working Remotely

Many organizations have asked employees to work remotely during the COVID-19 outbreak. If you’ve never worked from home, this can be a challenge. Here are some helpful tips as you adjust to your new environment. Self-Care Cut yourself some slack. Working from home can be a big transition. You might feel any combination of lonely, isolated, stressed,…

If I Get Sued as a Result of Coronavirus, will my Liability Policies Respond?

Liability Concerns COVID-19 raises a number of liability concerns, particularly if guests, customers or employees allege they became sick due to a business’s negligence. When it comes to these concerns, it’s important to take the following insurance considerations into account: General Liability Insurance—General liability insurance, sometimes referred to as commercial liability insurance, protects your business…

If My Employee Gets Coronavirus at Work, Will Workers Compensation Respond?

Workers’ Compensation Insurance In instances where an employee believes they contracted COVID-19 at work, a number of workers’ compensation considerations come into play. As with many topics in workers’ compensation, the answer is, “it depends”—the specific facts of a claim, as well as jurisdictional statues, determine compensability. As the situation in the United States evolves,…

Do I Have Business Income Because of Coronavirus Closures?

Business Interruptions As many operations close due to COVID-19 fears, there’s a growing question of whether or not business interruption insurance can help policyholders make up for lost revenue. Business Interruption coverage is typically triggered under a commercial insurance policy when a covered risk/peril causes physical damage to the insured premises resulting in the need…

DOT Issues CBD Warning for Safety-Sensitive Employees

On Feb. 18, the U.S. Department of Transportation (DOT) issued a formal warning regarding the use of cannabidiol (CBD) products. The DOT’s announcement pertains to department-regulated safety-sensitive employees and the use of CBD products. The warning aimed to clarify three different points regarding current regulations and these employees: The DOT requires testing for marijuana, but…