Homeowners policies do not cover all types of water damage. While the terms of your policy will determine what types of water damage are covered and the amount of coverage available, typically homeowners policies do not cover flooding. The Standard Flood Insurance Policy, available for purchase from the National Flood Insurance Program (NFIP), defines “flood”…
No home is completely safe from potential flooding. Flood insurance can be the difference between recovering and being financially devastated. Just one inch of water in a home can cost more than $25,000 in damage—why risk it? The Cost of Flooding Flooding can be an emotionally and financially devastating event. Without flood insurance, most residents…
The Atlantic hurricane season is approaching. Here’s what you can do to get ready now: Know Your Hurricane Risk Check with local officials to understand your risk. Search online to find your local emergency management agency to learn more. Sign up for local alerts or download the FEMA app. Know Your Evacuation Zone Learn your…
The Maryland Insurance Administration encourages residents to be prepared for natural disasters by reviewing and understanding their insurance coverage and by considering the purchase of flood insurance. Before a Storm Arrives Prepare an inventory of your home and be sure you have current information about your homeowners insurance policy. If you are evacuated, be…
Flood Facts Property owners and renters should buy flood insurance even if you aren’t in a high-risk area. Your chances of being flooded are much greater than some other risks you face daily. If you live in a 100-year floodplain, there’s more than a 1 in 4 chance that you’ll be flooded during a 30-year…
The National Flood Insurance Program typically sees minor changes every April and October. This April, the following policy changes will occur: Flood declaration pages will now have the following statement: Refer to https://www.fema.gov/cost-of-flood for more information about flood risk and policy rating. 2- to 4-family buildings can be considered a primary residence with the smaller…
Good News: The National Flood Insurance Program was extended to May 31, 2019. During the government shut down, the Federal Emergency Management Agency (FEMA) had determined not to sell new or renew flood insurance policies until funding was appropriated by the federal government. On Friday, December 28th, FEMA reversed that decision and will continue to sell…
Recently, the Town of Ocean City personnel discussed implementation of a storm-drain cleaning project. The project is currently underway throughout the Town of Ocean City. The focus is help alleviate flooding caused during rainfall occurrences, which is a present concern in many communities throughout Ocean City. The Town of Ocean City has done a great job throughout the years with…
Congress and President Trump extended the National Flood Insurance Program (NFIP) through December 21, 2018. There is a planned vote prior to midnight on December 21, 2018 that should extend the program at least through May. The extension of the flood insurance program is now part of a larger spending bill that Congress will be…
NFIP has outlined changes to be effective October 1, 2018 that apply to new business, renewals, endorsements, and cancellations. Cancellation Reason Code 26 for Duplicate Coverage under Non-NFIP Policy Beginning October 1, 2018, agents can use NEW Cancellation Reason Code 26* to cancel an NFIP policy when a policyholder has obtained a duplicate policy from sources other…
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Deeley Insurance Group
You are about the leave our site and submit the information to pay your bill. A licensed agent from our team will need to process your payment to make it official – we cannot bind coverage via web request. Let us get to work for you. Want to talk? Call us. 410-213-5600
Client Support Team
SCD Intermediaries
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