Cold weather does more than make working conditions uncomfortable; it can also lead to fatigue and reduced alertness and responsiveness in employees, increasing the risk of injury. Risks of Working in Cold Weather Cold weather can impact employee performance by causing fatigue, inattentiveness and reduced responsiveness, potentially resulting in the following: Slower reaction times—Cold external…
As the workforce ages, employers must adapt to ensure the safety and productivity of their older employees. Many baby boomers are delaying retirement or reentering the workforce, so the number of employees aged 55 and older is rising. While these workers bring valuable experience and engagement to their roles, they also face unique safety challenges…
Theft is a serious concern in the construction industry, as high-value tools and machinery are often left in plain sight or are easily accessible to criminals. Construction site theft can cause costly delays and even halt projects entirely, so it’s crucial for employers to implement appropriate measures to prevent jobsite theft in each of the…
Project owners and general contractors must thoroughly vet all contractors to ensure job site safety and protect against financial losses. A key part of this vetting process is confirming that contractors carry the appropriate insurance coverage. Hiring uninsured contractors can lead to serious consequences, including safety risks, legal liabilities and unexpected costs. Below are five…
OSHA recently revealed its top 10 most frequently cited standards in the 2025 fiscal year using preliminary data. This information is valuable for businesses of all kinds, as it helps them identify common exposures that affect their workforce and gives them the information they need to plan their compliance programs. For 2025, the top 10…
A recent survey conducted by insurance experts revealed the most frequent and costly workplace injuries across industry lines. By reviewing key findings from this survey and adjusting their risk management practices accordingly, employers can maintain safer working environments and minimize potential injuries among their staff. Key Findings The survey, which compiled data from over 1…
Fires are a significant risk to businesses in the construction industry. In addition to substantial property damage, they can cause serious injuries and death. One source of fires is spontaneous combustion, or spontaneous ignition, in which fires start without the presence of an external heat source. Several conditions, including the improper storage or disposal of…
Commercial property insurance is an essential form of coverage for any organization. Such a policy can provide much-needed financial protection if an organization’s commercial building or its contents are damaged or destroyed by covered perils (e.g., fire, theft, vandalism, wind and lightning). Specifically, this coverage can help reimburse property repair or replacement expenses when these…
The construction industry has recently encountered volatility due to several trends. As such trends impact the success and public perception of a business, monitoring the latest sector developments and appropriately adjusting operations and risk management practices to respond to industry shifts is crucial. Changes in the construction industry can affect several aspects of an operation,…
Employees tried to cheat on workplace drug tests six times more often in 2023 than they did in 2022, but even the cheating couldn’t lower detected use from the highest level of the last 20 years, according to the testing service Quest Diagnostics. The percentage of tested workers found to be using drugs remained at…
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You are about the leave our site and submit the information to pay your bill. A licensed agent from our team will need to process your payment to make it official – we cannot bind coverage via web request. Let us get to work for you. Want to talk? Call us. 410-213-5600
Client Support Team
SCD Intermediaries
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