The U.S. Fire Administration states that 75 percent of confined home heating fires occur in the chimney and flue of your fireplace. Performing simple safety measures and maintenance on your fireplace will ensure your family and home stay safe. Here are some fireplace safety tips to consider: Keep it clear. Clear out any debris from…
Annually preparing your home for winter is an important task every homeowner should take. The following winter maintenance tips provided by Travelers can help you prepare your home to withstand another cold season. Your Heating System Before winter Have your furnace or boiler checked and serviced by a licensed contractor at least once a year,…
Winter is on the way and with it comes freezing temperatures. Travelers provides us with information on which pipes are the most at risk and steps to take before and during winter that can help you prepare and prevent pipe freeze, breakage, and water damage. Most At Risk Pipes Outdoor hose hookups and faucets. Swimming pool supply…
During the fall season, it is important that homeowners consider fall hazards and take steps to prevent occurrences that could lead to claims. Proper home maintenance is key before winter arrives. A little prevention goes a long way. Clean up falling leaves Clear leaves from around your property. Keep leaves off of your driveway and walkway. When…
It’s the time of year where seasonal guests are heading home. Before making the trip back to the primary abode, be sure you properly prepare your seasonal home for the winter months. Check out these steps from GoGlass for closing your beach home: Inspect Your Property. Walk around the inside and outside of your property to check for damage.…
When planning for home renovations, always consider the impact it may have on your homeowners insurance. Travelers provides 6 scenarios that could change the amount of coverage needed or even qualify you for a discount. Building a New Addition – Some additions that could increase your replacement value include: adding a second-story bedroom, expanding the…
Travelers Insurance released information on the most common and most expensive causes of property damage. Results are based on 8 years of nationwide claim data. Learn about the causes and how you can prepare for and prevent losses. Most Common Wind 24% – High velocity winds can uproot trees, damage roofs, collapse walls or worse. Non-Weather Water…
The roof on your home is extremely vulnerable during bad weather, so a little extra prep could go a long way this upcoming storm season. Repairing or replacing your roof can be expensive and if you haven’t maintained proper care of the roof throughout the years, sometimes damages may not be covered by your homeowners insurance. Spending a few…
Summertime means getting away for a much-desired vacation. Follow these steps to identify some of the risks to unoccupied homes and pointing out steps necessary to mitigate them: Don’t broadcast your whereabouts. Do not reveal your plans or itineraries on social media and do not provide running online commentary of your travel activities. Warn children…
It is important to understand that homeowners’ insurance doesn’t cover everything, such as poor maintenance of the property. Let’s check out 9 tips provided by PropertyCasualty360 to help save you money and worry! Caulk where needed – This can help keep moisture out to avoid water damage or mold. Clean clothes dryer lint trap and…
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You are about the leave our site and submit the information to pay your bill. A licensed agent from our team will need to process your payment to make it official – we cannot bind coverage via web request. Let us get to work for you. Want to talk? Call us. 410-213-5600
Client Support Team
SCD Intermediaries
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