Construction contracts can contain terms that impact your company’s bottom line. Review all contracts carefully before signing to save your company time and money. The following guide highlights some common contract terms and their potential impact. Understanding these will help protect your company’s assets. Always seek the help of licensed counsel to analyze the commercial…
Slips, trips and falls account for many accidents on the work site. These accidents are especially prevalent in the construction and contracting industry because as the site changes, safety hazards will evolve and change as well. Paying close attention to the areas where we walk and work to eliminate the potential for slips, trips or…
When it comes to OSHA regulations, it’s no surprise that employers are responsible for maintaining safe work environments for their employees. Up until recently, employers were solely responsible for their employees, but with a new decision filed on November 26, 2018, general contractors now gain responsibility for other company’s employees. Subcontractor violations are now general…
Saving money, boosting productivity and employing happy, healthy individuals is something every business strives for, and you can do all three by taking one simple step: construction and contracting businesses that establish safety and health management systems can reduce their injury and illness costs. In addition to directly impacting costs, safe environments also improve employee…
During the process of completing a project, a contractor faces a variety of risks. Materials, equipment, machinery and supplies must be purchased, stored, transported, staged, processed and installed before work can be accepted. For contractors, the property they rely on to complete their work can be compromised along the way. Most commercial property insurance policies…
Since construction employees work almost exclusively outdoors, the weather plays a large role in their daily working conditions. Sometimes, working in rainy, cold or snowy conditions is simply unavoidable, so it is important that your employees are prepared and educated on handling the conditions safely. Inclement weather can also impact other responsibilities as an employer,…
Has your construction business experienced rising workers’ compensation costs due to on-the-job accidents? If so, your first response was most likely aimed at trying to reduce insurance costs and spending. While this may seem like the best approach, a sound safety program designed to continuously improve can yield significant savings by reducing injuries and illnesses—ultimately…
By raising productivity, construction companies can make better use of resources, build higher-quality structures, and deliver more value to customers. This could, in turn, translate into higher profits and better wages for workers. Given that the construction industry is responsible for building the structures where we live, work, and travel, it is clear that construction’s…
Construction projects, regardless of their size, can present complex insurance issues. It’s no surprise—there are no standard builder’s risk policy forms covering these types of risks. To help you limit your exposure, here are some helpful builder’s risk policy basics. The Basics Builder’s Risk coverage is a type of property insurance specifically designed to cover…
Have you established a working safety program within your organization? Chesapeake Employers Insurance provides a 10-step reference guide to help create an effective safety program for your general industry business. Ensure management commitment to safety. Setting an example of commitment and involvement is key to creating a positive safety culture throughout your organization. Designate responsibility…
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You are about the leave our site and submit the information to pay your bill. A licensed agent from our team will need to process your payment to make it official – we cannot bind coverage via web request. Let us get to work for you. Want to talk? Call us. 410-213-5600
Client Support Team
SCD Intermediaries
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