During the process of completing a project, a contractor faces a variety of risks. Materials, equipment, machinery and supplies must be purchased, stored, transported, staged, processed and installed before work can be accepted. For contractors, the property they rely on to complete their work can be compromised along the way. Most commercial property insurance policies…
Since construction employees work almost exclusively outdoors, the weather plays a large role in their daily working conditions. Sometimes, working in rainy, cold or snowy conditions is simply unavoidable, so it is important that your employees are prepared and educated on handling the conditions safely. Inclement weather can also impact other responsibilities as an employer,…
Has your construction business experienced rising workers’ compensation costs due to on-the-job accidents? If so, your first response was most likely aimed at trying to reduce insurance costs and spending. While this may seem like the best approach, a sound safety program designed to continuously improve can yield significant savings by reducing injuries and illnesses—ultimately…
By raising productivity, construction companies can make better use of resources, build higher-quality structures, and deliver more value to customers. This could, in turn, translate into higher profits and better wages for workers. Given that the construction industry is responsible for building the structures where we live, work, and travel, it is clear that construction’s…
Construction projects, regardless of their size, can present complex insurance issues. It’s no surprise—there are no standard builder’s risk policy forms covering these types of risks. To help you limit your exposure, here are some helpful builder’s risk policy basics. The Basics Builder’s Risk coverage is a type of property insurance specifically designed to cover…
Have you established a working safety program within your organization? Chesapeake Employers Insurance provides a 10-step reference guide to help create an effective safety program for your general industry business. Ensure management commitment to safety. Setting an example of commitment and involvement is key to creating a positive safety culture throughout your organization. Designate responsibility…
The 2018 hurricane season is here. It’s time for contractors to prepare for emergency weather situations that can not only disrupt current projects, but also hamper recovery efforts. Heavy rain and winds, surges in demand for labor and materials, and job site hazards in storm-damaged areas can create dangerous and expensive risks for contractors. Minimize…
Falls in residential construction are common. According to data from the U.S. Department of Labor’s (DOL) Bureau of Labor Statistics, an average of 40 workers lose their lives each year as a result of falls from residential roofs. These injuries and losses are not only costly to your company due to claims and elevated insurance…
Smart and safe digging means knowing what is buried underground before you begin a project. Anyone digging or excavating has to be cautious—this includes contractors, road maintenance crews, telephone pole installers, fence builders, landscapers and even homeowners. Call Ahead Every state has a “One Call” hotline, accessible by dialing 811. Each state has its own…
Falls from elevated surfaces are frequently listed as one of the most common causes of accidents in the construction industry. Most of these accidents occur due to failure to follow basic ladder safety. To help prevent ladder injuries on the jobsite, practice the following safety tips. Setting up Safely Make sure you select the correct…
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Deeley Insurance Group
You are about the leave our site and submit the information to pay your bill. A licensed agent from our team will need to process your payment to make it official – we cannot bind coverage via web request. Let us get to work for you. Want to talk? Call us. 410-213-5600
Client Support Team
SCD Intermediaries
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