Post-traumatic stress disorder (PTSD) is a mental health condition that can develop in people after they experience a very stressful, scary or distressing event. Since mental health disorders can significantly impact someone’s ability to work, employees diagnosed with PTSD from a work-related cause may look to file a workers’ compensation (WC) claim to receive coverage…
Like most small business owners, you’re used to handling all business activities yourself. This includes all HR tasks. In fact, 54% of small businesses handle HR in house. But owners usually give HR work to staff with little practice managing employees. According to one survey, 81% of those employees aren’t confident in their HR skills. And…
What do printer ink, client lunches and shipping costs all have in common? They’re business expenses—the costs incurred while operating your business. And, as long as you run a for-profit company, you can deduct many of these expenses from your taxable income to help your business’s finances at tax time. What Are Some Examples of Small Business…
Every employee needs to understand his or her obligation to protect company data. Employees also need clear expectations about behavior when it comes to their interaction with data. For that to happen, your data security policy needs to be published, understandable and enforceable. It should outline practices that help safeguard employee, customer, company and third-party…
Work flexibility is consistently cited as a post-pandemic trend, and many employers are introducing hybrid work models in their plans. A hybrid workplace is a flexible model designed to support a workforce of both on-site and remote employees. In some arrangements, employees are on-site on set days. In other cases, employees may be able to…
By educating yourself on some of the most common cyber threats, you can begin to take action to protect your company and customers. Here are the four cyber-attacks you need to know about in order to protect your small business. 1. Phishing According to the Federal Bureau of Investigation (FBI), the amount of phishing scams increased in…
For 2021, Colorado State University (CSU) hurricane researchers are predicting an above-average Atlantic hurricane season, which runs from June 1st to November 30th. Specifically, CSU researchers believe there will be 17 named storms in 2021. This is above the average 12.1 named storms per year that occurred from 1981-2010. Of the predicted 17 named storms…
Don’t wait to check your building valuation! For much of 2020, it felt like the world was on pause, but one thing that’s constantly changing is the cost to replace your home or business in the event of a substantial loss. The cost of building materials continually increases, and so do labor wage rates. To…
Organizations trust their senior leaders to make important decisions and act with stakeholders’ (e.g., shareholders, customers and employees) best interests in mind. However, in today’s climate of increased corporate accountability, protecting your senior leadership team from directors and officers (D&O) liability exposures can be a significant challenge—making D&O coverage a crucial aspect of your organization’s…
Recruiting has never been simple, and the COVID-19 pandemic is complicating matters even more. In this rapidly changing landscape, employers need to adapt if they want to attract and retain quality talent. To better prepare for this task, here are some recruiting practice trends employers should monitor in 2021. 1. Looking Inward for Talent Recruiting…
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You are about the leave our site and submit the information to pay your bill. A licensed agent from our team will need to process your payment to make it official – we cannot bind coverage via web request. Let us get to work for you. Want to talk? Call us. 410-213-5600
Client Support Team
SCD Intermediaries
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