Fires are a significant risk to businesses in the construction industry. In addition to substantial property damage, they can cause serious injuries and death. One source of fires is spontaneous combustion, or spontaneous ignition, in which fires start without the presence of an external heat source. Several conditions, including the improper storage or disposal of…
Annual insurance reviews are a critical practice for small businesses. They can help reduce insurance costs while ensuring coverage keeps pace with the company’s evolving needs. Skipping this review can result in coverage gaps, leaving new business services, equipment or locations underinsured—or worse, completely uninsured. When done with the help of an insurance professional, an…
For over a decade, rising claim frequency and severity have diminished underwriting profitability and generated hardened conditions across the commercial auto insurance segment. Key factors contributing to these market difficulties include surging accident expenses, costly litigation and increasingly unsafe driving habits among commercial drivers. Consequently, the vast majority of policyholders have encountered significant rate hikes…
Understanding heat stress and heat-related illness can help maintain safety when working in hot conditions. Maryland’s heat stress standard (COMAR 09.12.32) went into effect on September 30, 2024. Maryland Occupational Safety and Health (MOSH) Heat Stress Standards apply to both indoor and outdoor workplaces where employees are exposed to a heat index at or above…
BENCHMARKING DEADLINE EXTENSION – Updated Aug. 29, 2025: The State deadline for building owners to submit benchmarking reports and exemption forms has been extended through Sept. 30, 2025. If additional time is needed beyond September 30, you can notify the MDE team by sending an email to beps.mde@maryland.gov with the subject line “BEPS Benchmarking Report…
A heat wave can be dangerous and even life-threatening for people who don’t take the proper precautions. In extreme heat and high humidity, evaporation slows and the body must work harder to maintain a normal temperature. Most heat disorders occur because the victim has been overexposed to heat or has over-exercised for their age and physical…
Outdoor dining quickly emerged as a way to keep restaurants operational during the COVID-19 pandemic and has remained a popular and attractive option. Temporary and permanent outdoor dining areas carry a unique set of risks for restaurant owners to consider. Offering outdoor dining without proper precautions and safety procedures poses risks for employees and customers,…
The trucking sector plays an integral role in the overall economy by moving mass amounts of freight and supporting supply chains across industry lines. In recent years, this sector has continued to fuel economic growth. Nevertheless, there are still some potential risks that, left unmanaged, may threaten the sector’s stability moving forward. As such, trucking…
On March 19, 2025, the U.S. Equal Employment Opportunity Commission (EEOC) and the U.S. Department of Justice (DOJ) issued joint guidance on illegal and discriminatory diversity, equity and inclusion (DEI) practices. The EEOC also issued frequently asked questions (FAQs) regarding DEI-related discrimination. The guidance provides some clarity as to the agencies’ position on what may…
HR performs several functions that are necessary for small businesses including employee recruitment, onboarding, training, payroll and benefits, compliance and employee relations. Despite the value that HR professionals provide to employees, many small businesses find it difficult to maintain these teams’ credibility among workers. A report from Secure Data Recovery found that more than a…
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Client Support Team
Deeley Insurance Group
You are about the leave our site and submit the information to pay your bill. A licensed agent from our team will need to process your payment to make it official – we cannot bind coverage via web request. Let us get to work for you. Want to talk? Call us. 410-213-5600
Client Support Team
SCD Intermediaries
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