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Daily Archives: April 15, 2019

Deferred Maintenance? Not In My Community!

Blog, Community Association InsuranceBy Melissa EshamApril 15, 2019

There are many reasons to commission or update a reserve study for your association. Reserve studies help you make a plan for your community to be financially viable well into the future. These plans can help you fund the association so that the community can adapt to economic fluctuations and trends in community living. Reserve…

Is The Pool Ready To Open?

Blog, Community Association InsuranceBy Melissa EshamApril 15, 2019

As the frost melts and the daffodils bloom, everyone starts dreaming of sitting by or in the pool! This year, Maryland tried again to update rules and regulations regarding swimming pool operations, but ultimately, the rules remain the same. In Maryland, rules are established by Department of Health and Mental Hygiene – Code of Maryland…

Master Policy Deductible

Blog, Community Association InsuranceBy Melissa EshamApril 15, 2019

$10,000 Condominium Master Policy Deductible In Maryland, the master policy deductible can be assessed to the unit owner of origin – or where the claim started. These are the rules: The unit owner can only be assessed a maximum of $5,000 The association must annually tell the unit owner the amount of the deductible The…

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