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Category Archives: Health Care Reform

Health Care Reform Case Study

Employee Benefits, Health Care ReformBy Deeley InsuranceFebruary 21, 2013

A business that was seasonal in nature was hoping their seasonality would make them a small employer and not subject to PPACA large employers regulations. Our analysis of their data revealed: They are a large employer They failed to offer minimum essential coverage Facing projected $75,000 annual IRS 4980H(a) penalty With active management, this employer…

Exchange Notice Requirements Delayed

Employee Benefits, Health Care ReformBy Deeley InsuranceFebruary 7, 2013

The Affordable Care Act (ACA) requires employers to provide all new hires and current employees with a written notice about ACA’s health insurance exchanges, effective March 1, 2013. On January 24, 2013, the Department of Labor (DOL) announced that employers will not be held to the March 1, 2013, deadline. They will not have to…

Complimentary Seminar: Business Impact of Obamacare

Health Care ReformBy Deeley InsuranceJanuary 14, 2013

By January 1, 2014 the full scale of the Patient Protection & Affordable Care Act of 2010 (PPACA) will have changed the nation. For large employers with 50 or more full-time employees, the federal government has mandated their financial requirement to provide health insurance. Employers will need to comply with the Shared Responsibility provisions, “Play…

Obamacare: Employer Action Required January 2013

Health Care ReformBy Deeley InsuranceJanuary 2, 2013

More than 15 separate federal agencies are charged with the interpretation, oversight and enforcement of the Patient Protection and Affordable Care Act of 2010 (PPACA), also known as Obamacare. Employers have not historically budgeted resources to ensure compliance with this level of regulation. Many employers are leveraging a multitude of resources to determine how the…

Background Checks & Healthcare Risk Management

Employee Benefits, Health Care ReformBy Deeley InsuranceDecember 26, 2012

According to Employment Screening Resources (ESR), health care providers paid $100 million in damages in a single year resulting from injury claims involving staff members with criminal records hired by hospitals or health care facilities. This is a sizeable sum, yet the price is infinite when compared to the cost of negative publicity or the…

Impact of Healthcare Reform on Maryland and Delaware Businesses

Business Insurance, Employee Benefits, Health Care ReformBy Deeley InsuranceNovember 19, 2012

In 2010, health care reform became a reality with the passage of the Patient Protection and Affordable Care Act and the Health Care and Education Reconciliation Act of 2010. To help you understand the impact on your benefits plans, the experts at Deeley Insurance Group offer a Healthcare Reform and COBRA FAQ two-page newsletter which…

Health Care Reform and Impact on the Manufacturing Industry

Health Care ReformBy Deeley InsuranceNovember 16, 2012

In 2010, health care reform became a reality with the passage of the Patient Protection and Affordable Care Act and the Health Care and Education Reconciliation Act of 2010. To help you understand the impact on your benefits plans, the experts at Deeley Insurance Group offer a Healthcare Reform and COBRA FAQ two-page newsletter which…

Health Care Reform and Impact on the Tech Industry

Business Insurance, Health Care ReformBy Deeley InsuranceNovember 16, 2012

In 2010, health care reform became a reality with the passage of the Patient Protection and Affordable Care Act and the Health Care and Education Reconciliation Act of 2010. To help you understand the impact on your benefits plans, the experts at Deeley Insurance Group offer a Healthcare Reform and COBRA FAQ two-page newsletter which…

2013 NCCI Changes and Impact Analysis

Business Insurance, Health Care ReformBy Deeley InsuranceNovember 2, 2012

The National Council on Compensation Insurance (NCCI) recently announced its plan to make a change in the experience rating formula. The primary-excess split point will be increased over a three-year transition period. This has the potential to make a significant impact on a wide array of industries, including health care, manufacturing, construction, and technology. The…

Principles of Benefits Consultation: Health Care Cost Optimization

Employee Benefits, Health Care ReformBy Deeley InsuranceAugust 30, 2012

No topic has received more national attention than Health Care and specifically Health Insurance Reform. The reason the topic is so important is that the underlying cost of Health Care has inflated rapidly over the past 15 years. The root of the increase lies within the ever-growing costs of new medical technology – the key…

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